{"id":96627,"date":"2025-01-27T13:43:37","date_gmt":"2025-01-27T13:43:37","guid":{"rendered":"https:\/\/develop.wpvip.tgalpha.com\/?p=96627"},"modified":"2025-02-14T11:01:25","modified_gmt":"2025-02-14T11:01:25","slug":"transferurile-internationale-ing-bank","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/ro\/transferurile-internationale-ing-bank","title":{"rendered":"Transferurile Interna\u021bionale ING: Comisioane, rate de schimb \u0219i timpul de transfer [2025]"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Transferurile interna\u021bionale de bani au devenit esen\u021biale \u00een economia globalizat\u0103 de ast\u0103zi, fie c\u0103 este vorba de trimiterea de fonduri c\u0103tre familie, plata furnizorilor sau investi\u021bii \u00een str\u0103in\u0103tate.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/ing.ro\/persoane-fizice\" target=\"_blank\" rel=\"noopener\"><strong>ING Bank<\/strong><\/a> a fost prima institu\u021bie financiar\u0103 interna\u021bional\u0103 care a deschis o sucursal\u0103 \u00een Rom\u00e2nia dup\u0103 1989. Lansat\u0103 oficial \u00een 1994 ca o banc\u0103 de ni\u0219\u0103 specializat\u0103 \u00een Corporate \u0219i Investment Banking, ING Bank Rom\u00e2nia a evoluat rapid, extinz\u00e2ndu-\u0219i serviciile prin cre\u0219tere organic\u0103.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#iata-cum-se-compara-transfer-go-cu-ing-bank\">Iat\u0103 cum se compar\u0103 TransferGo cu ING Bank<\/a><\/li><li class=\"\"><a href=\"#cum-sunt-percepute-transferurile-interna\u021bionale-ing\">Cum sunt percepute Transferurile Interna\u021bionale ING<\/a><\/li><li class=\"\"><a href=\"#ratele-de-schimb-pentru-transferurile-interna\u021bionale-cu-ing\">Ratele de schimb pentru Transferurile Interna\u021bionale ING<\/a><ul><li class=\"\"><a href=\"#ratele-de-schimb-oferite-de-ing-pentru-transferurile-interna\u021bionale-pot-include-o-marja-peste-rata-medie-de-pia\u021ba\">Ratele de schimb oferite de ING pentru transferurile interna\u021bionale pot include o marj\u0103 peste rata medie de pia\u021b\u0103.\u00a0<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#comisioanele-pentru-transferurile-interna\u021bionale-cu-ing\">Comisioanele pentru Transferurile Interna\u021bionale ING<\/a><\/li><li class=\"\"><a href=\"#cat-dureaza-sa-se-faca-un-transfer-interna\u021bional-cu-ing\">C\u00e2t dureaz\u0103 s\u0103 se fac\u0103 un Transfer Interna\u021bional cu ING<\/a><\/li><li class=\"\"><a href=\"#efectuarea-unui-transfer-interna\u021bional-cu-ing\">Efectuarea unui Transfer Interna\u021bional cu ING\u00a0<\/a><\/li><li class=\"\"><a href=\"#satisfac\u021bia-clien\u021bilor-ing\">Satisfac\u021bia clien\u021bilor ING<\/a><\/li><li class=\"\"><a href=\"#date-de-contact-ing-bank-romania\">Date de Contact ING Bank Rom\u00e2nia<\/a><\/li><li class=\"\"><a href=\"#rezumat\">Rezumat<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Ast\u0103zi, ING este o banc\u0103 universal\u0103, oferind o gam\u0103 complet\u0103 de produse \u0219i servicii at\u00e2t clien\u021bilor individuali, c\u00e2t \u0219i companiilor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Banca \u00ee\u0219i desf\u0103\u0219oar\u0103 activitatea prin trei divizii specializate:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Wholesale Banking<\/strong> \u2013 dedicat\u0103 marilor corpora\u021bii \u0219i institu\u021biilor financiare.<\/li>\n\n\n\n<li><strong>Mid Corporate<\/strong> \u2013 axat\u0103 pe companii medii \u0219i mari.<\/li>\n\n\n\n<li><strong>Retail Banking<\/strong> \u2013 oferind solu\u021bii financiare personalizate pentru clien\u021bi individuali.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">ING Bank Rom\u00e2nia continu\u0103 s\u0103 joace un rol important pe pia\u021ba local\u0103, adapt\u00e2ndu-se cerin\u021belor diverse ale clien\u021bilor s\u0103i prin inova\u021bie \u0219i servicii de \u00eenalt\u0103 calitate. (sursa: <a href=\"https:\/\/ing.ro\/ing-in-romania\/cine-suntem\" target=\"_blank\" rel=\"noopener\"><strong>https:\/\/ing.ro\/ing-in-romania\/cine-suntem<\/strong><\/a>)&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen acest articol, vom analiza \u00een detaliu modul \u00een care func\u021bioneaz\u0103 aceste transferurile interna\u021bionale ING, compar\u00e2ndu-le cu serviciile oferite de TransferGo, un furnizor de transferuri interna\u021bionale online.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"iata-cum-se-compara-transfer-go-cu-ing-bank\"><strong>Iat\u0103 cum se compar\u0103 <\/strong><a href=\"https:\/\/develop.wpvip.tgalpha.com\/?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign&amp;utm_term=119217143974&amp;gad_source=1&amp;gclid=Cj0KCQjw7Py4BhCbARIsAMMx-_KwBxcvyhSsA8r8DPmVxGL0GrACWWWFU8fYRQH66VOGUGL1jYvnp88aAiX7EALw_wcB\"><strong>TransferGo<\/strong><\/a><strong> cu <\/strong><a href=\"https:\/\/ing.ro\/persoane-fizice\" target=\"_blank\" rel=\"noopener\"><strong>ING Bank<\/strong><\/a><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Categorie de tax\u0103<\/strong><\/td><td><strong>ING<\/strong><\/td><td><strong>TransferGo<\/strong><\/td><\/tr><tr><td><strong>Cursuri de Schimb<\/strong><\/td><td><br>ING aplic\u0103 o marj\u0103 peste cursul interbancar, care poate varia \u00eentre <strong>1% \u0219i 3%<\/strong>, \u00een func\u021bie de moneda transferului \u0219i de politica b\u0103ncii.<br><br><\/td><td><br>Marj\u0103 de schimb \u00eentre <strong>0.5% &#8211; 1.5%<\/strong> din suma total\u0103 a transferului, aproape de cursul interbancar.<br><br><\/td><\/tr><tr><td><strong>Tax\u0103 de Transfer<\/strong><\/td><td>&#8211; <strong>Pl\u0103\u021bi SEPA (Euro):<\/strong> 0 lei \u00een Home&#8217;Bank.- <strong>Pl\u0103\u021bi non-SEPA (alte valute):<\/strong> 0,15% din suma transferat\u0103 (minim 50 lei, maxim 5.250 lei).<\/td><td>&#8211; Taxele de transfer variaz\u0103 \u00een func\u021bie de metoda de transfer aleas\u0103. De exemplu, transferurile de la un cont bancar la altul sunt mai ieftine dar ajung a doua zi lucr\u0103toare. Pentru transferurile de la un card la altul este o tax\u0103, mic\u0103, dar banii ajung imediat la destinatar. <\/td><\/tr><tr><td><strong>Taxe Suplimentare<\/strong><\/td><td><br>&#8211; <strong>Taxe SWIFT:<\/strong> 20-30 lei, \u00een func\u021bie de banca intermediar\u0103.- Pot exista comisioane suplimentare aplicate de banca destinatar\u0103.<br><br><\/td><td>Toate taxele sunt incluse \u00een suma final\u0103, vei \u0219tii exact c\u00e2\u021bi bani va primi destinatarul. F\u0103r\u0103 taxe ascunse sau surprize nepl\u0103cute.<\/td><\/tr><tr><td><strong>Limit\u0103 de Transfer<\/strong><\/td><td><br>Limitele pot varia \u00een func\u021bie de tipul contului \u0219i istoricul clientului. De regul\u0103, exist\u0103 limite pentru transferuri mari sau valute exotice.<br><br><\/td><td><br>Limitele de transfer variaz\u0103 \u00een&nbsp;func\u021bie de \u021bara destinatarului&nbsp;\u0219i metoda de livrare.<br><br><\/td><\/tr><tr><td><strong>Timp de Transfer SEPA<\/strong><\/td><td><br>1-2 zile lucr\u0103toare pentru transferuri SEPA \u00een Euro.<br><br><\/td><td><br>30 minute &#8211; sf\u00e2r\u0219itul aceleia\u0219i zile &#8211; ziua urm\u0103toare lucr\u0103toare (\u00een func\u021bie de op\u021biunea selectat\u0103).<br><br><\/td><\/tr><tr><td><strong>Timp de Transfer NON-SEPA<\/strong><\/td><td><br>2-5 zile lucr\u0103toare pentru transferurile interna\u021bionale ING \u00een alte valute, \u00een func\u021bie de \u021bara destinatarului \u0219i b\u0103ncile intermediare.<br><br><\/td><td>Similar cu transferurile SEPA \u2013 \u00een func\u021bie de metoda de livrare \u0219i \u021bara de destina\u021bie.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cum-sunt-percepute-transferurile-interna\u021bionale-ing\"><strong>Cum sunt percepute Transferurile Interna\u021bionale ING<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ING Bank este recunoscut\u0103 pentru stabilitatea \u0219i fiabilitatea sa \u00een sectorul bancar. Clien\u021bii apreciaz\u0103 accesul facil la servicii prin platforma <a href=\"https:\/\/ing.ro\/persoane-fizice\/internet-banking\/homebank\" target=\"_blank\" rel=\"noopener\"><strong>Home&#8217;Bank<\/strong><\/a> \u0219i prin aplica\u021bia mobil\u0103.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cu toate acestea, \u00een ceea ce prive\u0219te transferurile interna\u021bionale ING, unii utilizatori au semnalat comisioane mai mari \u0219i rate de schimb mai pu\u021bin favorabile comparativ cu serviciile fintech.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"ratele-de-schimb-pentru-transferurile-interna\u021bionale-cu-ing\"><strong>Ratele de schimb pentru Transferurile Interna\u021bionale ING<\/strong><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"ratele-de-schimb-oferite-de-ing-pentru-transferurile-interna\u021bionale-pot-include-o-marja-peste-rata-medie-de-pia\u021ba\">Ratele de schimb oferite de ING pentru transferurile interna\u021bionale pot include o marj\u0103 peste rata medie de pia\u021b\u0103.&nbsp;<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Aceasta \u00eenseamn\u0103 c\u0103, pe l\u00e2ng\u0103 comisioanele de transfer, clien\u021bii pot suporta costuri suplimentare din cauza cursului de schimb aplicat.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Este recomandat ca \u00eenainte de efectuarea unui transfer interna\u021bional s\u0103 verifica\u021bi cursul de schimb oferit de banc\u0103 \u0219i s\u0103 \u00eel compara\u021bi cu rata medie de pia\u021b\u0103.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-content\/uploads\/2024\/11\/Imagini-blog-general-1-1024x576.jpg\" alt=\"transferurile-internationale-ing-bank\" class=\"wp-image-97628\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"comisioanele-pentru-transferurile-interna\u021bionale-cu-ing\"><strong>Comisioanele pentru Transferurile Interna\u021bionale ING<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Comisioanele percepute de ING pentru transferurile interna\u021bionale variaz\u0103 \u00een func\u021bie de tipul de transfer \u0219i de canalul utilizat.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Conform informa\u021biilor disponibile, <a href=\"https:\/\/wise.com\/ro\/blog\/ing-transfer-bancar-international\" target=\"_blank\" rel=\"noopener\">comisioanele ING<\/a> sunt structurate astfel:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Comision transfer: <\/strong>0,15% (min 50 lei &#8211; max 5.250 lei) + 15 EUR comision OUR= 76 RON<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Rat\u0103 de schimb:<\/strong> Cursul oficial BNR + marj\u0103 de profit, 1 USD = 4,6873<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Comision conversie valutar\u0103:<\/strong> 0,37% peste cursul BNR<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>C\u00e2t ai pl\u0103ti:<\/strong> 23.436+76= 23.512 RON<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen cazul \u00een care e\u0219ti client ING \u0219i beneficiezi de op\u021biunea <a href=\"https:\/\/wise.com\/ro\/blog\/ing-gold\" target=\"_blank\" rel=\"noopener\">Gold&#8217;Line<\/a>, po\u021bi face un transfer interna\u021bional bancar prin linia telefonic\u0103 Gold Line, disponibil\u0103 24\/24, cu un comision de 10 euro + 0,2% pentru alte valute decat euro, \u0219i cu 15 lei pentru euro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Este important de men\u021bionat c\u0103 aceste comisioane pot varia \u00een func\u021bie de tipul de cont de\u021binut \u0219i de op\u021biunile alese. Pentru informa\u021bii actualizate, este recomandat s\u0103 consulta\u021bi lista de taxe \u0219i comisioane disponibil\u0103 pe site-ul oficial al ING.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"cat-dureaza-sa-se-faca-un-transfer-interna\u021bional-cu-ing\"><strong>C\u00e2t dureaz\u0103 s\u0103 se fac\u0103 un Transfer Interna\u021bional cu ING<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Durata unui transfer interna\u021bional prin ING depinde de mai mul\u021bi factori, inclusiv moneda transferat\u0103, \u021bara destinatarului \u0219i tipul de transfer (SEPA sau non-SEPA).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen general, transferurile SEPA \u00een euro c\u0103tre \u021b\u0103ri din zona euro sunt procesate \u00een 1-2 zile lucr\u0103toare.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru transferurile non-SEPA \u00een alte valute, durata poate varia \u00eentre 2 \u0219i 5 zile lucr\u0103toare. Este recomandat s\u0103 verifica\u021bi cu banca detaliile specifice fiec\u0103rui transfer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"efectuarea-unui-transfer-interna\u021bional-cu-ing\"><strong>Efectuarea unui Transfer Interna\u021bional cu ING&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru a efectua un transfer interna\u021bional prin ING, urma\u021bi pa\u0219ii de mai jos:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Accesa\u021bi Home&#8217;Bank<\/strong>: Conecta\u021bi-v\u0103 la platforma online de banking a ING.<\/li>\n\n\n\n<li><strong>Selecta\u021bi op\u021biunea de transfer interna\u021bional<\/strong>: Naviga\u021bi c\u0103tre sec\u021biunea de pl\u0103\u021bi \u0219i alege\u021bi &#8220;Transfer interna\u021bional&#8221;.<\/li>\n\n\n\n<li><strong>Introduce\u021bi detaliile beneficiarului<\/strong>: Completa\u021bi informa\u021biile necesare, inclusiv numele beneficiarului, IBAN-ul \u0219i codul SWIFT\/BIC al b\u0103ncii destinatare.<\/li>\n\n\n\n<li><strong>Alege\u021bi moneda \u0219i suma<\/strong>: Selecta\u021bi moneda \u00een care dori\u021bi s\u0103 efectua\u021bi transferul \u0219i introduce\u021bi suma corespunz\u0103toare.<\/li>\n\n\n\n<li><strong>Confirma\u021bi \u0219i autoriza\u021bi transferul<\/strong>: Verifica\u021bi toate detaliile \u0219i autoriza\u021bi tranzac\u021bia conform procedurilor de securitate ale b\u0103ncii.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru asisten\u021b\u0103 suplimentar\u0103, pute\u021bi contacta serviciul de suport al ING.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Efectuarea unui transfer interna\u021bional cu ING<\/strong> se poate face \u0219i la <strong>sucursalele fizice<\/strong>, \u00eens\u0103 acest lucru poate implica costuri suplimentare \u0219i un timp mai \u00eendelungat pentru procesare, comparativ cu utilizarea platformei digitale Home&#8217;Bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"satisfac\u021bia-clien\u021bilor-ing\"><strong>Satisfac\u021bia clien\u021bilor ING<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">ING se bucur\u0103 de o reputa\u021bie solid\u0103 \u00een r\u00e2ndul clien\u021bilor s\u0103i, fiind apreciat\u0103 pentru serviciile bancare oferite \u0219i pentru platforma digital\u0103 intuitiv\u0103.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cu toate acestea, \u00een ceea ce prive\u0219te transferurile interna\u021bionale ING, unii clien\u021bi au semnalat nemul\u021bumiri legate de comisioanele percepute \u0219i de ratele de schimb aplicate.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru a evalua satisfac\u021bia clien\u021bilor, analiza recenziilor pe platforme independente este esen\u021bial\u0103. ING Bank Rom\u00e2nia are o evaluare de 2,1 din 5 pe <a href=\"https:\/\/www.trustpilot.com\/review\/ing.ro\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>, bazat\u0103 pe 119 recenzii, plas\u00e2nd-o \u00een categoria \u201eSlab\u201d. Aceasta indic\u0103 necesitatea unor \u00eembun\u0103t\u0103\u021biri \u00een experien\u021ba general\u0103 \u0219i calitatea serviciilor oferite.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Comparativ cu al\u021bi furnizori de servicii financiare, precum TransferGo, diferen\u021bele \u00een evalu\u0103rile TrustPilot sunt evidente. TransferGo se bucur\u0103 de o evaluare remarcabil\u0103 de 4.7 din 5, bazat\u0103 pe un num\u0103r impresionant de 34.879 de recenzii, \u00een timp ce ING are o evaluare mai sc\u0103zut\u0103, suger\u00e2nd un nivel de satisfac\u021bie mai redus \u00een r\u00e2ndul clien\u021bilor s\u0103i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aceast\u0103 disparitate scoate \u00een eviden\u021b\u0103 oportunit\u0103\u021bi de \u00eembun\u0103t\u0103\u021bire pentru ING \u00een raport cu concuren\u021ba. Cu toate acestea, poten\u021bialii utilizatori ar trebui s\u0103-\u0219i evalueze nevoile individuale \u0219i s\u0103 efectueze o cercetare detaliat\u0103 \u00eenainte de a alege un furnizor de servicii financiare. De\u0219i evalu\u0103rile TrustPilot ofer\u0103 o privire de ansamblu asupra experien\u021bei clien\u021bilor, ele reprezint\u0103 doar o parte a deciziei.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Feedback-ul clien\u021bilor este valoros pentru eviden\u021bierea posibilelor puncte slabe, dar decizia final\u0103 ar trebui s\u0103 fie informat\u0103, lu\u00e2nd \u00een considerare cerin\u021bele personale \u0219i serviciile specifice oferite de fiecare furnizor.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Este important ca fiecare client s\u0103 evalueze serviciile \u00een func\u021bie de nevoile \u0219i a\u0219tept\u0103rile sale.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"date-de-contact-ing-bank-romania\"><strong>Date de Contact ING Bank Rom\u00e2nia<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru informa\u021bii suplimentare sau asisten\u021b\u0103, pute\u021bi contacta ING prin urm\u0103toarele canale:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Telefon<\/strong>: Call Center disponibil 24\/7 la num\u0103rul 031 406 2464.<\/li>\n\n\n\n<li><strong>Email<\/strong>: Utiliza\u021bi formularul de contact disponibil pe site-ul oficial al ING.<\/li>\n\n\n\n<li><strong>Sucursale<\/strong>: Vizita\u021bi cea mai apropiat\u0103 sucursal\u0103 ING pentru asisten\u021b\u0103 direct\u0103.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"rezumat\"><strong>Rezumat<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">At\u00e2t <strong>ING<\/strong>, c\u00e2t \u0219i <strong><a href=\"https:\/\/develop.wpvip.tgalpha.com\/?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign&amp;utm_term=119217143974&amp;gad_source=1&amp;gclid=Cj0KCQjw7Py4BhCbARIsAMMx-_KwBxcvyhSsA8r8DPmVxGL0GrACWWWFU8fYRQH66VOGUGL1jYvnp88aAiX7EALw_wcB\">TransferGo<\/a><\/strong>, au puncte forte distincte:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ING ofer\u0103 servicii integrate pentru clien\u021bii s\u0103i bancari \u0219i o platform\u0103 solid\u0103 pentru transferuri SEPA.<\/li>\n\n\n\n<li>TransferGo se remarc\u0103 prin costuri reduse, vitez\u0103 \u0219i accesibilitate pentru transferurile interna\u021bionale complexe.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pentru transferuri frecvente, de valori mari \u0219i \u00een valute exotice, <strong><a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/blog\">TransferGo<\/a><\/strong> este o alegere mai economic\u0103 \u0219i eficient\u0103. Dac\u0103 preferi s\u0103-\u021bi gestionezi transferurile printr-o banc\u0103 tradi\u021bional\u0103, <strong>ING<\/strong> r\u0103m\u00e2ne o op\u021biune fiabil\u0103.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Transferurile interna\u021bionale de bani au devenit esen\u021biale \u00een economia globalizat\u0103 de ast\u0103zi, fie c\u0103 este vorba de trimiterea de fonduri c\u0103tre familie, plata furnizorilor sau investi\u021bii \u00een str\u0103in\u0103tate.&nbsp; ING Bank a fost prima institu\u021bie financiar\u0103 interna\u021bional\u0103 care a deschis o sucursal\u0103 \u00een Rom\u00e2nia dup\u0103 1989. Lansat\u0103 oficial \u00een 1994 ca o banc\u0103 de ni\u0219\u0103 specializat\u0103 [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":97617,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1311,1310,1312],"tags":[1549,1548,1547,1553,1552,1550,370,1551],"business_case_studies_tags":[],"class_list":["post-96627","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conturi-bancare","category-finante-personale","category-transferuri-de-bani","tag-comisioane-de-transfer","tag-ng-bank-romania","tag-rate-de-schimb","tag-taxe-de-transfer","tag-transfer-bani-rapid","tag-transfer-international-de-bani","tag-transfergo-3","tag-trimiti-bani-din-strainatate"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2024\/11\/Imagini-blog-general.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/96627","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/comments?post=96627"}],"version-history":[{"count":2,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/96627\/revisions"}],"predecessor-version":[{"id":166668,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/96627\/revisions\/166668"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media\/97617"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media?parent=96627"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/categories?post=96627"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/tags?post=96627"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=96627"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}