{"id":16861,"date":"2022-05-10T12:51:42","date_gmt":"2022-05-10T12:51:42","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/3-principii-de-baza-pentru-reducerea-cheltuielilor-cu-mancarea"},"modified":"2024-11-27T14:02:02","modified_gmt":"2024-11-27T14:02:02","slug":"3-principii-de-baza-pentru-reducerea-cheltuielilor-cu-mancarea","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/ro\/3-principii-de-baza-pentru-reducerea-cheltuielilor-cu-mancarea","title":{"rendered":"3 Principii de baz\u0103 pentru reducerea cheltuielilor cu m\u00e2ncarea"},"content":{"rendered":"\n

Cu to\u021bii ne-am \u00eentrebat, m\u0103car o dat\u0103, dac\u0103 nu cheltuim prea mul\u021bi bani pe m\u00e2ncare.<\/span> Iat\u0103 ce spune un studiu Eurostat: <\/span>\u00cen 2020, gospod\u0103riile din Rom\u00e2nia s-au situat pe primul loc \u00een Uniunea European\u0103 la cheltuielile pentru m\u00e2ncare \u0219i b\u0103uturi non-alcoolice. Mai departe, datele arat\u0103 c\u0103 rom\u00e2nii au alocat \u00een 2020 26,4% din cheltuielile totale de consum pentru alimente \u0219i b\u0103uturi non-alcoolice. \u00cen Germania ponderea a fost de 25.6% iar \u00een Fran\u021ba de 28.3%. <\/span><\/p>\n\n\n\n

Mul\u021bi dintre noi au \u00eencercat s\u0103 \u00ee\u0219i reduc\u0103 costurile la acest capitol. <\/span>Cite\u0219te cu \u00eencredere mai departe! \u00cen articolul de ast\u0103zi punem pe h\u00e2rtie pa\u0219ii esen\u021biali pe care \u00eei avem de f\u0103cut pentru a ne reduce cheltuielile cu m\u00e2ncarea.  <\/span><\/p>\n\n\n\n

Aici la <\/span>TransferGo<\/b> vrem s\u0103 \u00ee\u021bi facem via\u021ba departe de cas\u0103 c\u00e2t mai u\u0219oar\u0103. Nu doar prin costurile noastre de transfer, care sunt printre cele mai mici pe care le po\u021bi avea atunci c\u00e2nd <\/span>transferi bani online<\/span> \u0219i prin siguran\u021ba pe care \u021bi-o oferim, dar \u0219i prin toate aceste informa\u021bii pe care le preg\u0103tim pentru tine.<\/span><\/p>\n\n\n\n

3 Principii de baz\u0103 pentru reducerea cheltuielilor cu m\u00e2ncarea <\/span><\/h2>\n\n\n\n

Exist\u0103 trei principii de baz\u0103 \u00een administrarea cheltuielilor cu m\u00e2ncarea. De fapt, acestea sunt trei principii esen\u021biale pentru gestionat orice tip de <\/span>cheltuieli<\/span><\/a>. <\/span><\/p>\n\n\n\n

          1. \u021ain eviden\u021ba cheltuielilor mele cu m\u00e2ncarea \u0219i b\u0103uturile non-alcoolice, lun\u0103 de lun\u0103. \u0218tiu exact care-mi sunt cheltuielile la acest capitol.<\/span><\/p>\n\n\n\n

          2. \u00cemi observ obiceiurile la cump\u0103r\u0103turi.<\/span><\/p>\n\n\n\n

          3. Am un buget lunar pentru cump\u0103raturile de m\u00e2ncare \u0219i b\u0103uturi non-alcoolice. <\/span><\/p>\n\n\n\n

Obiceiurile la cump\u0103r\u0103turi<\/span><\/h2>\n\n\n\n

C\u00e2nd vine vorba de obiceiurile la cump\u0103r\u0103turi, e vorba doar de a te uita cu pu\u021bin\u0103 aten\u021bie la urm\u0103toarele: <\/span><\/p>\n\n\n\n

          – Cumperi pe fug\u0103? <\/span><\/p>\n\n\n\n

          – Cumperi \u00een fiecare zi c\u00e2te ceva? <\/span><\/p>\n\n\n\n

          – \u0218tii ce ai deja acas\u0103, ca s\u0103 nu cumperi ce nu ai nevoie? <\/span><\/p>\n\n\n\n

          – E\u0219ti atent la pre\u021buri?<\/span><\/p>\n\n\n\n

          – Cumperi cu o list\u0103 de cump\u0103r\u0103turi? <\/span><\/p>\n\n\n\n

          – E\u0219ti atent la oferte? <\/span><\/p>\n\n\n\n

          – Cumperi \u00een vrac? <\/span><\/p>\n\n\n\n

          – Te ui\u021bi la c\u00e2\u021bi bani se adun\u0103, sau \u201edai cu cardul\u201d la cas\u0103? <\/span><\/p>\n\n\n\n

          – Cumperi c\u00e2nd \u00ee\u021bi este foame?<\/span><\/p>\n\n\n\n

          – Mergi la cump\u0103r\u0103turi c\u00e2nd e\u0219ti obosit? <\/span><\/p>\n\n\n\n

          – Compari pre\u021burile produselor \u00eentre magazine?<\/span><\/p>\n\n\n\n

          – Cumperi online sau mergi \u00een magazin? <\/span><\/p>\n\n\n\n

Fiecare dintre acestea \u00ee\u021bi spune ceva despre ce po\u021bi \u00eembun\u0103t\u0103\u021bi.<\/span>
\n<\/span><\/p>\n\n\n\n

\u0218tim c\u0103 mutarea \u00eentr-o alt\u0103 \u021bar\u0103 \u00eenseamn\u0103 multe eforturi. <\/i><\/strong><\/p>\n\n\n\n

\u00censeamn\u0103 curajul de a pleca \u0219i de a fi departe de cei dragi.<\/i><\/strong><\/p>\n\n\n\n

\u0218i tocmai de aceea, te ajut\u0103 s\u0103 \u0219tii c\u0103 banii t\u0103i sunt \u00een siguran\u021b\u0103.<\/i><\/strong><\/p>\n\n\n\n

Ai nevoie s\u0103 transferi bani simplu, rapid \u0219i f\u0103r\u0103 comisioane bancare<\/i> exagerate \u00een Rom\u00e2nia \u0219i nu numai.<\/i><\/strong><\/p>\n\n\n\n

Bugetul de cump\u0103r\u0103turi <\/span><\/h2>\n\n\n\n

Ne \u00eentoarcem la principiul num\u0103rul 1: <\/span>\u021ain eviden\u021ba cheltuielilor mele cu m\u00e2ncarea \u0219i b\u0103uturile non-alcoolice, lun\u0103 de lun\u0103.<\/span><\/i> \u0218tii exact care \u00ee\u021bi sunt cheltuielile la acest capitol. Cu alte cuvinte, \u0219tii pe ce dai banii. <\/span>
\n<\/span><\/p>\n\n\n\n

Ce pot s\u0103 fac mai departe? <\/span><\/h2>\n\n\n\n

Nu numai c\u0103 \u0219tii ce pe dai banii, dar ai observat cum \u0219i c\u00e2nd cheltuie\u0219ti. Ce po\u021bi face mai departe este <\/span>s\u0103 hot\u0103r\u0103\u0219ti<\/span> de ce ai nevoie cu adev\u0103rat, si de ce nu. A\u0219adar, ce-\u021bi asigur\u0103 o hran\u0103 s\u0103n\u0103toas\u0103, r\u0103m\u00e2ne pe lista de cump\u0103r\u0103turi. Ce nu, poate fi eliminat. <\/span><\/p>\n\n\n\n

Dupa aceea, po\u021bi c\u0103uta s\u0103 \u00ee\u021bi \u00eembun\u0103t\u0103\u021be\u0219ti obiceiurile la cump\u0103r\u0103turi. Spre exemplu, ajut\u0103 s\u0103 ne facem cump\u0103r\u0103turile c\u00e2nd suntem odihni\u021bi \u0219i cu mintea limpede. De asemenea, eset foarte eficace s\u0103 avem un calculator cu noi. D\u0103 rezultate, mai ales, s\u0103 avem o list\u0103 de cump\u0103r\u0103turi f\u0103cut\u0103 de acas\u0103 \u0219i s\u0103 cump\u0103r\u0103m doar pe este pe ea. Nu \u00een ultimul r\u00e2nd, a cump\u0103ra la oferte este o idee grozav\u0103, la fel cum este \u0219i aceea de a compara pre\u021burile produselor \u00eentre magazine. <\/span><\/p>\n\n\n\n

Sugestiile de mai sus te vor sprijini s\u0103-\u021bi \u00eembun\u0103t\u0103\u021be\u0219ti obiceiurile, unul c\u00e2te unul. <\/span><\/p>\n\n\n\n

E important s\u0103 ai r\u0103bdare \u0219i s\u0103 \u00een\u021belegi c\u0103 toate acestea se realizeaz\u0103 \u00een timp. Esen\u021bial este s\u0103 pui \u00een practic\u0103 principiile, unul c\u00e2te unul, \u0219i rezultatele nu vor \u00eenceta s\u0103 apar\u0103!<\/span>
\n<\/span><\/p>\n\n\n\n

La <\/i>TransferGo<\/i>, \u00ee\u021bi oferim garan\u021bia c\u0103 banii t\u0103i ajung rapid \u0219i \u00een   siguran\u021b\u0103 la cei dragi.<\/i><\/strong><\/p>\n\n\n\n

\u0218i \u00ee\u021bi mai oferim ceva. Respectul pentru lupta ta pentru c\u0103 \u0219tim c\u00e2t Valorezi pentru Rom\u00e2nia!<\/i><\/strong><\/p>\n\n\n\n

Descarc\u0103-\u021bi aplica\u021bia TransferGo<\/i> \u0219i al\u0103tur\u0103-te celor peste 3,5 milioane de utilizatori din \u00eentreaga lume!<\/i><\/strong><\/p>\n\n\n\n

Cite\u0219te \u0219i <\/span>articolul de aici<\/span><\/a> ca s\u0103 afli ce reprezint\u0103 educa\u021bia financiar\u0103 \u0219i cum \u00ee\u021bi este cel mai de n\u0103dejde prieten la bani! <\/span><\/p>\n\n\n\n

La final, dac\u0103 \u021bi-a prins bine articolul \u0219i ai aflat ceva folositor din el, d\u0103-l mai departe printr-un share pe <\/span>Facebook<\/span><\/a> \u0219i WhatsApp, sau orice alt mijloc de social media pe care-l folose\u0219ti.<\/span><\/p>\n\n\n\n

Spor la <\/span>bani<\/span> de la noi de la <\/span>TransferGo<\/b>!<\/span><\/p>\n\n\n\n

Sursa: Eurostat<\/span><\/i><\/p>\n\n\n\n

Nivelul pre\u021burilor de consum 2020<\/span><\/i><\/a> <\/span><\/i><\/p>\n\n\n\n

Cheltuieli ale gospod\u0103riilor pe categorii, Uniunea European\u0103, 2020 (% din cheltuielile totale)<\/span><\/i><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Cu to\u021bii ne-am \u00eentrebat, m\u0103car o dat\u0103, dac\u0103 nu cheltuim prea mul\u021bi bani pe m\u00e2ncare. Iat\u0103 ce spune un studiu Eurostat: \u00cen 2020, gospod\u0103riile din Rom\u00e2nia s-au situat pe primul loc \u00een Uniunea European\u0103 la cheltuielile pentru m\u00e2ncare \u0219i b\u0103uturi non-alcoolice. Mai departe, datele arat\u0103 c\u0103 rom\u00e2nii au alocat \u00een 2020 26,4% din cheltuielile totale […]<\/p>\n","protected":false},"author":1,"featured_media":16862,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1310,1313],"tags":[],"business_case_studies_tags":[],"class_list":["post-16861","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finante-personale","category-sfaturi-finantele-personale"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/shutterstock_1414059503.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16861","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/comments?post=16861"}],"version-history":[{"count":0,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16861\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media\/16862"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media?parent=16861"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/categories?post=16861"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/tags?post=16861"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=16861"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}