{"id":16369,"date":"2021-10-04T13:08:40","date_gmt":"2021-10-04T13:08:40","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/cum-se-inchide-un-cont-bancar-in-franta"},"modified":"2025-04-08T05:35:03","modified_gmt":"2025-04-08T05:35:03","slug":"cum-se-inchide-un-cont-bancar-franta","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/ro\/cum-se-inchide-un-cont-bancar-franta","title":{"rendered":"Cum se \u00eenchide un cont bancar \u00een Fran\u021ba?"},"content":{"rendered":"\n<p><span style=\"font-weight: 400\">Situa\u021bia ta personal\u0103 \u0219i profesional\u0103 se va schimba de-a lungul vie\u021bii. Prin urmare, este posibil s\u0103 ajungi s\u0103 vrei s\u0103 schimbi banca pentru a beneficia de servicii mai avantajoase. Aici va trebui s\u0103 fii atent: \u00eenainte de a face schimbarea, va fi nevoie mai \u00eent\u00e2i s\u0103 \u00ee\u021bi \u00eenchizi contul bancar! Cum se \u00eenchide un cont bancar \u00een Fran\u021ba? Ce trebuie s\u0103 \u0219tii legat de cum se \u00eenchide un cont bancar? <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Aici la <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/\">TransferGo<\/a> ne-am informat pentru tine. Iat\u0103, astfel, sfaturile noastre despre cum s\u0103 \u00eenchizi un cont. Mai mult, am g\u0103sit pentru tine \u0219i un model de scrisoare de trimis la banc\u0103.<\/span><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#care-sunt-procedurile-pentru-a-inchide-un-cont-bancar\">Care sunt procedurile pentru a \u00eenchide un cont bancar?<\/a><\/li><li class=\"\"><a href=\"#model-de-scrisoare-de-inchidere-a-unui-cont-bancar\">Model de scrisoare de \u00eenchidere a unui cont bancar<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"care-sunt-procedurile-pentru-a-inchide-un-cont-bancar\"><span style=\"font-weight: 400\">Care sunt procedurile pentru a \u00eenchide un cont bancar?<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">\u00cen primul r\u00e2nd, e important s\u0103 \u0219tii c\u0103 nu exist\u0103 condi\u021bii speciale de \u00eendeplinit \u00eenainte de a cere \u00eenchiderea contului bancar. <\/span><span style=\"font-weight: 400\">Astfel, tot ce trebuie s\u0103 faci acum este s\u0103 contacta\u021bi noua banc\u0103 \u0219i s\u0103 semnezi un mandat de mobilitate bancar\u0103 (<\/span><i><span style=\"font-weight: 400\">un mandat de mobilit\u00e9 bancaire<\/span><\/i><span style=\"font-weight: 400\">). <\/span><span style=\"font-weight: 400\">Cu acest document, autorizezi practic banca la care vrei s\u0103 te mu\u021bi s\u0103 se ocupe de <\/span><span style=\"font-weight: 400\">deschidere a unui cont la ea. Banca nou\u0103 se ocup\u0103 apoi de toate: de rezilierea contului t\u0103u la banca veche, de transferul opera\u021biunilor bancare, de informa\u021bii c\u0103tre creditori \u0219i debitori, \u0219amd. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Cu toate acestea, nu este obligatoriu s\u0103 te folose\u0219ti de un mandat. Po\u021bi, \u00een schimb, s\u0103 te ocupi singur de toate procedurile. De exemplu, dac\u0103 trebuie s\u0103 utilizezi temporar dou\u0103 conturi, tu vei fi responsabil pentru a \u00eenchide un cont bancar vechi.\u00a0<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta.jpg?resize=1024,576\" alt=\"cum-se-inchide-un-cont-bancar-franta\" class=\"wp-image-231426\" srcset=\"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta.jpg 1920w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta.jpg?resize=300,169 300w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta.jpg?resize=768,432 768w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta.jpg?resize=1024,576 1024w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><b>\u0218tim c\u0103 mutarea \u00eentr-o alt\u0103 \u021bar\u0103 vine cu multe eforturi financiare.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Mai ales la \u00eenceput de drum, ai nevoie de economii.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>De multe ori, economiile se termin\u0103 foarte repede.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>\u0218i atunci, ai nevoie de ceva <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/termeni-cheie-de-transferuri-de-bani-explicati-simplu\/\">bani<\/a> \u00een ajutor.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Ai nevoie de bani foarte rapid \u0219i f\u0103r\u0103 taxe de transfer de zeci de euro.<\/b><\/p>\n\n\n\n<p><span style=\"font-weight: 400\"><strong>Exist\u0103 dou\u0103 modalit\u0103\u021bi de a face acest lucru:<\/strong><\/span><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Po\u021bi merge la o sucursal\u0103 a b\u0103ncii pentru a afla despre procedura \u0219i termenele pentru rezilierea unui acord de cont bancar;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Trimi\u021bi o scrisoare prin care ceri \u00eenchiderea contului t\u0103u la banca respectiv\u0103. Trebuie s\u0103 specifici numele \u0219i prenumele, sucursala, precum \u0219i contul pe care vrei s\u0103-l \u00eenchizi \u0219i detaliile noului cont \u00een care ar trebui transferate sumele disponibile.<\/span><\/li>\n<\/ol>\n\n\n\n<p><span style=\"font-weight: 400\"><strong>Va trebui s\u0103 fii atent la anumite lucruri:<\/strong><\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Asigur\u0103-te c\u0103 transferurile \u0219i retragerile planificate din contul care urmeaz\u0103 s\u0103 fie \u00eenchis au fost f\u0103cute: facturi la ap\u0103 \u0219i electricitate, taxe, asigur\u0103ri sociale, angajator, CAF etc.;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Returneaz\u0103 cardul bancar \u0219i carnetul de cecuri atunci c\u00e2nd \u00eenchizi contul bancar.<\/span><\/li>\n<\/ul>\n\n\n\n<p><b>Aten\u021bie!<\/b><span style=\"font-weight: 400\"> Ai mare grij\u0103 s\u0103 nu-\u021bi \u00eenchizi contul bancar \u00eenainte ca toate pl\u0103\u021bile \u0219i retragerile planificate s\u0103 fie efectuate. Altfel, e posibil s\u0103 \u021bi se pun\u0103 interdic\u021bie bancar\u0103.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"model-de-scrisoare-de-inchidere-a-unui-cont-bancar\"><span style=\"font-weight: 400\">Model de scrisoare de \u00eenchidere a unui cont bancar<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">\u00cenchiderea direct\u0103 a contului bancar este relativ u\u0219or de f\u0103cut. Spuneam c\u0103 pentru aceasta trebuie s\u0103 trimi\u021bi b\u0103ncii o scrisoare de reziliere a contului t\u0103u bancar. Scrisoarea care solicit\u0103 \u00eenchiderea contului bancar trebuie s\u0103 fie trimis\u0103 prin po\u0219t\u0103 recomandat\u0103 cu confirmare de primire \u0219i s\u0103 men\u021bioneze anumite informa\u021bii:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">numele \u0219i prenumele t\u0103u;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">numele sucursalei bancare;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">detaliile contului bancar care urmeaz\u0103 s\u0103 fie \u00eenchis;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">detaliile noului cont bancar, dac\u0103 soldul este \u00een credit la \u00eenchidere;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">data cererii \u0219i semn\u0103tura.<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400\">\u00cen general, este recomandat s\u0103 pui la po\u0219t\u0103, o dat\u0103 cu scrisoarea, \u0219i cardul bancar \u0219i carnetul de cecuri (dac\u0103 ai unul), dar nu toate b\u0103ncile cer acest lucru.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Site-ul oficial al administra\u021biei franceze ofer\u0103 un <a href=\"https:\/\/www.service-public.fr\/simulateur\/calcul\/FermetureCompteBancaire\" target=\"_blank\" rel=\"noopener\">model personalizabil<\/a> pentru solicitarea \u00eenchiderii unui cont bancar. \u00cel po\u021bi completa online \u0219i desc\u0103rca \u00een format PDF.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta-1.jpg?resize=1024,576\" alt=\"cum-se-inchide-un-cont-bancar-franta\" class=\"wp-image-231437\" srcset=\"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta-1.jpg 1920w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta-1.jpg?resize=300,169 300w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta-1.jpg?resize=768,432 768w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta-1.jpg?resize=1024,576 1024w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/10\/cum-se-inchide-un-cont-bancar-franta-1.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><b>De ce sunt a\u0219a de mici tarifele TransferGo?<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Deoarece cu TransferGo \u2013 fa\u021b\u0103 de institu\u021biile bancare \u2013 <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/termeni-cheie-de-transferuri-de-bani-explicati-simplu\/\">banii<\/a> nu trec grani\u021bele.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Tu \u00eei trimi\u021bi c\u0103tre noi local. Mai departe, noi comunic\u0103m agentului nostru din \u021bara de primire s\u0103 \u00eei&nbsp;trimit\u0103 la aceea\u0219i valoare.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Ceea ce \u00eenseamn\u0103 economii importante la cursurile de schimb valutar.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Ai \u0219i tu nevoie?<\/b><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">\u00cen articolul de aici po\u021bi s\u0103 cite\u0219ti \u0219i despre <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/cum-se-deschide-un-cont-bancar-franta\/\">cum se deschide un cont bancar \u00een Fran\u021ba<\/a>. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Situa\u021bia ta personal\u0103 \u0219i profesional\u0103 se va schimba de-a lungul vie\u021bii. Prin urmare, este posibil s\u0103 ajungi s\u0103 vrei s\u0103 schimbi banca pentru a beneficia de servicii mai avantajoase. Aici va trebui s\u0103 fii atent: \u00eenainte de a face schimbarea, va fi nevoie mai \u00eent\u00e2i s\u0103 \u00ee\u021bi \u00eenchizi contul bancar! Cum se \u00eenchide un cont [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16370,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1311,1310,1322],"tags":[],"business_case_studies_tags":[],"class_list":["post-16369","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conturi-bancare","category-finante-personale","category-viata-in-strainatate"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/shutterstock_1492615181.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16369","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/comments?post=16369"}],"version-history":[{"count":1,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16369\/revisions"}],"predecessor-version":[{"id":231448,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16369\/revisions\/231448"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media\/16370"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media?parent=16369"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/categories?post=16369"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/tags?post=16369"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=16369"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}