{"id":16321,"date":"2021-09-13T14:19:23","date_gmt":"2021-09-13T14:19:23","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/cum-se-deschide-un-cont-bancar-in-franta"},"modified":"2025-03-11T06:13:14","modified_gmt":"2025-03-11T06:13:14","slug":"cum-se-deschide-un-cont-bancar-in-franta","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/ro\/cum-se-deschide-un-cont-bancar-in-franta","title":{"rendered":"Cum se deschide un cont bancar \u00een Fran\u021ba?"},"content":{"rendered":"\n<p><span style=\"font-weight: 400\">De\u021binerea unui cont bancar \u00een Fran\u021ba nu este o obliga\u021bie. Cu toate acestea, poate fi necesar s\u0103 ai un cont bancar. <\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Ce po\u021bi face cu un cont bancar? Po\u021bi depune \u0219i retrage bani. Po\u021bi, de asemenea, s\u0103 te folose\u0219ti de cardul bancar pe care \u00eel vei primi dup\u0103 deschiderea contului pentru a face mai u\u0219or diferite tipuri de pl\u0103\u021bi. C\u00e2t de u\u0219or este s\u0103 deschizi un cont bancar? Care sunt condi\u021biile pentru deschiderea unui cont? Aici la TransferGo \u021bi-am preg\u0103tit toate r\u0103spunsurile noastre!<\/span><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#care-sunt-condi\u021biile-pentru-deschiderea-unui-cont-bancar\">Care sunt condi\u021biile pentru deschiderea unui cont bancar \u00een Fran\u021ba?<\/a><ul><li class=\"\"><a href=\"#este-necesara-o-depunere-minima-la-deschiderea-contului\">Este necesar\u0103 o depunere minim\u0103 la deschiderea contului?\u00a0<\/a><\/li><li class=\"\"><a href=\"#cat-dureaza-sa-am-contul-bancar-\u0219i-cardul\">C\u00e2t dureaz\u0103 s\u0103 am contul bancar \u0219i cardul?\u00a0<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#care-este-cea-mai-buna-oferta-de-deschidere-a-contului-bancar\">Care este cea mai bun\u0103 ofert\u0103 de deschidere a contului bancar ?<\/a><\/li><li class=\"\"><a href=\"#ce-documente-cere-banca-pentru-deschiderea-unui-cont-bancar\">Ce documente cere banca pentru deschiderea unui cont bancar?<\/a><\/li><li class=\"\"><a href=\"#cum-se-deschide-un-cont-bancar-online\">Cum se deschide un cont bancar online?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-content\/uploads\/2021\/09\/cum-se-deschide-un-cont-bancar-in-franta.jpg?resize=1024,576\" alt=\"\" class=\"wp-image-168854\" srcset=\"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/cum-se-deschide-un-cont-bancar-in-franta.jpg 1920w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/cum-se-deschide-un-cont-bancar-in-franta.jpg?resize=300,169 300w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/cum-se-deschide-un-cont-bancar-in-franta.jpg?resize=768,432 768w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/cum-se-deschide-un-cont-bancar-in-franta.jpg?resize=1024,576 1024w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/cum-se-deschide-un-cont-bancar-in-franta.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"care-sunt-condi\u021biile-pentru-deschiderea-unui-cont-bancar\"><span style=\"font-weight: 400\">Care sunt condi\u021biile pentru deschiderea unui cont bancar?<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Mai \u00eent\u00e2i, poate cel mai important este s\u0103 \u0219tii c\u0103<\/span><b> legea francez\u0103 d\u0103 dreptul oric\u0103rui adult s\u0103 deschid\u0103 un cont bancar<\/b><span style=\"font-weight: 400\">. Prin urmare, chiar \u0219i atunci cand e\u0219ti str\u0103in nerezident, deschiderea unui cont bancar \u00een Fran\u021ba este complet legal\u0103 \u0219i posibil\u0103.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Apoi, un minor \u00een v\u00e2rst\u0103 de 16 ani poate, de asemenea, deschide un cont bancar. Aceasta se va face cu acordul p\u0103rin\u021bilor. Dup\u0103 deschiderea contului, minorul poate primi un carnet de cecuri \u0219i un card bancar.&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Acest \u201edrept la cont\u201d permite astfel oric\u0103rei persoane s\u0103 deschid\u0103 un cont bancar francez \u0219i s\u0103 beneficieze de serviciile bancare de baz\u0103. Aceste servicii sunt: deschiderea, \u00eentre\u021binerea \u0219i \u00eenchiderea contului, \u00eencasarea cecurilor \u0219i transferurilor, emiterea extraselor de identitate bancar\u0103 (<\/span><a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/totul-despre-rib-definitie-si-utilizare\/\"><span style=\"font-weight: 400\">RIB-<\/span><span style=\"font-weight: 400\">Relev\u00e9 d&#8217;Identit\u00e9 Bancaire<\/span><\/a><span style=\"font-weight: 400\">).<\/span><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"este-necesara-o-depunere-minima-la-deschiderea-contului\"><span style=\"font-weight: 400\">Este necesar\u0103 o depunere minim\u0103 la deschiderea contului?&nbsp;<\/span><\/h4>\n\n\n\n<p><span style=\"font-weight: 400\">Pentru a deschide un cont bancar, trebuie s\u0103 semnezi un acord bancar cu banca. Acordul include regulile pentru deschiderea, func\u021bionarea \u0219i \u00eenchiderea contului. \u00cen func\u021bie de banc\u0103, este posibil s\u0103 fie necesar\u0103 o depunere minim\u0103. Aceasta depunere minim\u0103 poate varia \u00eentre 10 \u0219i 300 \u20ac.&nbsp;<\/span><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"cat-dureaza-sa-am-contul-bancar-\u0219i-cardul\"><span style=\"font-weight: 400\">C\u00e2t dureaz\u0103 s\u0103 am contul bancar \u0219i cardul?&nbsp;<\/span><\/h4>\n\n\n\n<p><span style=\"font-weight: 400\">Dup\u0103 semnarea acordului, uneori contul se deschide pe loc, alteori poate dura c\u00e2teva zile. Primirea cardului bancar \u0219i a carnetului de cecuri poate dura p\u00e2n\u0103 la una &#8211; dou\u0103 s\u0103pt\u0103m\u00e2ni<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>\u0218tim c\u0103 mutarea \u00eentr-o alt\u0103 \u021bar\u0103 vine cu multe eforturi financiare.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Mai ales la \u00eenceput de drum, ai nevoie de economii.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>De multe ori, economiile se termin\u0103 foarte repede.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>\u0218i atunci, ai nevoie de ceva bani \u00een ajutor.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Ai nevoie de bani foarte rapid \u0219i f\u0103r\u0103 taxe de transfer de zeci de euro.<\/b><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"care-este-cea-mai-buna-oferta-de-deschidere-a-contului-bancar\"><span style=\"font-weight: 400\">Care este cea mai bun\u0103 ofert\u0103 de deschidere a contului bancar?<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Taxele pentru deschiderea unui cont bancar pot varia de la o banc\u0103 la alta. G\u0103sirea unei b\u0103nci nu este \u00eentotdeauna u\u0219oar\u0103, mai ales atunci c\u00e2nd e\u0219ti str\u0103in. Pentru a te ajuta s\u0103 faci alegerea, www.reassurez-moi.fr\/ a preg\u0103tit un comparator online care \u00ee\u021bi ofer\u0103 acces la nu mai pu\u021bin de 30 de b\u0103nci!&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Dup\u0103 cum spun ei, \u00een c\u00e2teva click-uri vei putea compara ofertele \u0219i g\u0103si care este cea mai bun\u0103 banc\u0103 pentru tine. Iat\u0103 aici pagina cu acest comparator online (\u00een limba francez\u0103):&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\"><a href=\"https:\/\/reassurez-moi.fr\/guide\/banque\/comparateur-banque\" target=\"_blank\" rel=\"noopener\">https:\/\/reassurez-moi.fr\/guide\/banque\/comparateur-banque<\/a>&nbsp;<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400\">Mai mult, \u00een articolul de aici \u021bi-am l\u0103sat o list\u0103 cu b\u0103ncile cu condi\u021biile cele mai avantajoase pentru tine, dac\u0103 e\u0219ti \u00eenc\u0103 <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/nu-sunt-inca-rezident-in-franta\/\">nerezident<\/a> \u00een Fran\u021ba.&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ce-documente-cere-banca-pentru-deschiderea-unui-cont-bancar\"><span style=\"font-weight: 400\">Ce documente cere banca pentru deschiderea unui cont bancar?<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">&nbsp;Iat\u0103 care sunt documentele pe care va trebui s\u0103 le prezin\u021bi la banc\u0103 \u00een majoritatea cazurilor:&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><b>Documente de identitate: <\/b><span style=\"font-weight: 400\">acestea sunt documentele esen\u021biale pentru deschiderea unui cont bancar. Ai de ales \u00eentre a te prezenta cu cartea de identitate na\u021bional\u0103 sau pa\u0219aportul. Dac\u0103 nu e\u0219ti cet\u0103\u021bean francez, \u021bi se va cere, posibil, s\u0103 prezenta\u021bi un permis de \u0219edere (<\/span><i><span style=\"font-weight: 400\">Carte de S\u00e9jour<\/span><\/i><span style=\"font-weight: 400\"> sau <\/span><i><span style=\"font-weight: 400\">Titre de Sejour<\/span><\/i><span style=\"font-weight: 400\">)<\/span><\/li>\n\n\n\n<li><b>Dovada adresei<\/b><span style=\"font-weight: 400\">: aviz fiscal, chitan\u021b\u0103 de chirie, factur\u0103 la ap\u0103 sau electricitate. Dac\u0103 e\u0219ti g\u0103zduit de cineva, po\u021bi aduce un certificat de cazare (<\/span><i><span style=\"font-weight: 400\">attestation d\u2019h\u00e9bergement<\/span><\/i><span style=\"font-weight: 400\">, \u00een francez\u0103). <\/span><span style=\"font-weight: 400\">Toate acestea constituie documente justificative pentru deschiderea unui cont bancar.<\/span><\/li>\n\n\n\n<li><b>Declara\u021bie de informa\u021bii bancare<\/b><span style=\"font-weight: 400\">: aceasta permite b\u0103ncii s\u0103 \u0219tie dac\u0103 \u021bi se interzice accesul bancar (caz de interdic\u021bie bancar\u0103). Aceasta nu este o cerere pe care b\u0103ncile o fac \u00een general.<\/span><\/li>\n\n\n\n<li><b>Documente suplimentare<\/b><span style=\"font-weight: 400\">: o banc\u0103 poate solicita, de asemenea, o dovad\u0103 de identitate suplimentar\u0103 (exemplu: permis de conducere, certificat de na\u0219tere), dovada venitului.&nbsp;<\/span><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cum-se-deschide-un-cont-bancar-online\"><span style=\"font-weight: 400\">Cum se deschide un cont bancar online?<\/span><\/h3>\n\n\n\n<p><span style=\"font-weight: 400\">Apari\u021bia b\u0103ncilor online pe pia\u021ba bancar\u0103 a fost o mic\u0103 revolu\u021bie! Astfel, \u00een c\u00e2teva click-uri este acum posibil s\u0103 \u00ee\u021bi deschizi un cont <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/cont-bancar-francez-fara-dovada-de-venit-si-bonus-un-card-bancar-gratis\/\">bancar online<\/a>, gratuit. \u00centr-adev\u0103r, pentru a atrage noi clien\u021bi, unele b\u0103nci online ofer\u0103 deschideri de conturi bancare gratuite.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Pa\u0219ii pentru deschiderea unui cont bancar online sunt simpli, astfel c\u0103 po\u021bi avea rapid un cont. Iat\u0103 care sunt pa\u0219ii de urmat:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Completarea formularul de deschidere a contului bancar online;&nbsp;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Trimiterea documentelor justificative;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Activarea contului;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Trimiterea cardul bancar.&nbsp;<\/span><\/li>\n<\/ul>\n\n\n\n<p><span style=\"font-weight: 400\">Condi\u021biile de eligibilitate sunt \u00een general acelea\u0219i cu cele de la o banc\u0103 \u201etradi\u021bional\u0103\u201d.<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>Mai \u0219tim c\u0103 cei dragi \u00ee\u021bi sunt mereu aproape la \u00eenceput de drum. C\u0103 sunt l\u00e2ng\u0103 tine. Uneori, ai nevoie de sprijin un pic mai mult dec\u00e2t ai crezut.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>\u0218i atunci e important s\u0103 po\u021bi s\u0103 prime\u0219ti bani foarte rapid \u0219i f\u0103r\u0103 costuri grele.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center\"><b>F\u0103-\u021bi cont TransferGo acum \u0219i fii lini\u0219tit!<\/b><\/p>\n\n\n\n<p><b>Ca reamintire, dreptul la un cont bancar se aplic\u0103 oric\u0103rei persoane care locuie\u0219te \u00een Fran\u021ba, dar \u0219i nereziden\u021bilor. Este \u201edreptul la cont\u201d garantat de Banque de France. <\/b><span style=\"font-weight: 400\">Astfel, \u00een cazul refuzului de a-\u021bi deschide un cont bancar de c\u0103tre o banc\u0103 pe motiv de interdic\u021bie bancar\u0103, po\u021bi contacta Banque de France pentru a \u021bi se garanta dreptul la cont. Banque de France va numi apoi o banc\u0103 care va deschide un cont, chiar cu interdic\u021bia bancar\u0103 activ\u0103. Se poate \u00eent\u00e2mpla, uneori, s\u0103 te afli \u00eentr-o astfel de situa\u021bie!&nbsp;<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Acest cont bancar \u00ee\u021bi va oferi acces la serviciile bancare de baz\u0103.<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">Util de \u0219tiut: <\/span><b>La Banque Postale<\/b><span style=\"font-weight: 400\"> este singura banc\u0103 recunoscut\u0103 \u00een Fran\u021ba pentru misiunea sa de accesibilitate la servicii bancare. Prin urmare, ar trebui s\u0103 primeasc\u0103 pe oricine, indiferent de starea lor financiar\u0103. Pagina web a acestei b\u0103nci este: www.labanquepostale.fr<\/span><\/p>\n\n\n\n<p><span style=\"font-weight: 400\">\u00cen articolul de aici po\u021bi s\u0103 cite\u0219ti \u0219i despre <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/cum-se-inchide-un-cont-bancar-franta\/\">cum se \u00eenchide un cont bancar \u00een Fran\u021ba<\/a>.&nbsp;<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>De\u021binerea unui cont bancar \u00een Fran\u021ba nu este o obliga\u021bie. Cu toate acestea, poate fi necesar s\u0103 ai un cont bancar. Ce po\u021bi face cu un cont bancar? Po\u021bi depune \u0219i retrage bani. Po\u021bi, de asemenea, s\u0103 te folose\u0219ti de cardul bancar pe care \u00eel vei primi dup\u0103 deschiderea contului pentru a face mai u\u0219or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16322,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1311,1310,1322],"tags":[],"business_case_studies_tags":[],"class_list":["post-16321","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conturi-bancare","category-finante-personale","category-viata-in-strainatate"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/shutterstock_1783328240.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/comments?post=16321"}],"version-history":[{"count":1,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16321\/revisions"}],"predecessor-version":[{"id":168865,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16321\/revisions\/168865"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media\/16322"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media?parent=16321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/categories?post=16321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/tags?post=16321"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=16321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}