{"id":16297,"date":"2021-09-13T13:59:36","date_gmt":"2021-09-13T13:59:36","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/esentialul-despre-protectia-universala-a-sanatatii-in-franta-puma"},"modified":"2025-05-15T11:17:41","modified_gmt":"2025-05-15T11:17:41","slug":"despre-protectia-universala-a-sanatatii-in-franta","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/ro\/despre-protectia-universala-a-sanatatii-in-franta","title":{"rendered":"Esen\u021bialul despre protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii \u00een Fran\u021ba (PUMa)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Orice persoan\u0103 care s-a stabilit legal \u00een Fran\u021ba are dreptul la protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii (la protection universelle maladie, PUMa). Protec\u021bia se acord\u0103 pe tot parcursul vie\u021bii \u0219i asigur\u0103 acoperirea costurilor de s\u0103n\u0103tate.<\/span><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Cuprins<\/h2><nav><ul><li class=\"\"><a href=\"#ce-avantaje-ofera-protec\u021bia-universala-a-sanata\u021bii\">Ce avantaje ofer\u0103 protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii?<\/a><\/li><li class=\"\"><a href=\"#modificarile-situa\u021biei-personale-nu-mai-afecteaza-drepturile\">Modific\u0103rile situa\u021biei personale nu mai afecteaz\u0103 drepturile<\/a><\/li><li class=\"\"><a href=\"#cum-se-aplica-pentru-protec\u021bia-universala-a-sanata\u021bii\">Cum se aplic\u0103 pentru protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii?<\/a><\/li><li class=\"\"><a href=\"#cum-se-utilizeaza-documentele-justificative-care-trebuie-furnizate\">Cum se utilizeaz\u0103 documentele justificative care trebuie furnizate<\/a><\/li><li class=\"\"><a href=\"#ce-obiective-are-protec\u021bia-universala-a-sanata\u021bii\">Ce obiective are protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii?\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ce-avantaje-ofera-protec\u021bia-universala-a-sanata\u021bii\"><span style=\"font-weight: 400\">Ce avantaje ofer\u0103 protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii?<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">\u00cen practic\u0103, at\u00e2ta timp c\u00e2t munce\u0219ti sau <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/cum-imi-gasesc-o-locuinta-franta\/\">locuie\u0219ti<\/a> \u00een Fran\u021ba \u00een mod stabil \u0219i regulat, protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii (PUMa) \u00ee\u021bi garanteaz\u0103<\/span><b> dreptul de a-\u021bi acoperi costurile de s\u0103n\u0103tate simplific\u00e2nd procedurile.<\/b><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii sus\u021bine c\u0103 to\u021bi adul\u021bii f\u0103r\u0103 activitate profesional\u0103 au dreptul de a-\u015fi acoperi cheltuielile de s\u0103n\u0103tate, at\u00e2ta timp c\u00e2t locuiesc \u00een Fran\u021ba \u00een mod stabil \u0219i regulat. Ei nu mai trebuie s\u0103 fie ata\u0219a\u021bi unui asigurat eligibil<\/span><b>. <\/b><span style=\"font-weight: 400\">Astfel, pentru cei cu v\u00e2rsta de 18 ani \u0219i pentru cei care o dep\u0103\u0219esc, no\u021biunea de \u201ebeneficiar\u201c dispare. <\/span><b>Numai minorii continu\u0103 s\u0103 aib\u0103 statutul de beneficiar.<\/b><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"576\" width=\"1024\" src=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-content\/uploads\/2021\/09\/despre-protectia-universala-a-sanatatii-in-franta.jpg?resize=1024,576\" alt=\"despre-protectia-universala-a-sanatatii-in-franta\" class=\"wp-image-248968\" srcset=\"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/despre-protectia-universala-a-sanatatii-in-franta.jpg 1920w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/despre-protectia-universala-a-sanatatii-in-franta.jpg?resize=300,169 300w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/despre-protectia-universala-a-sanatatii-in-franta.jpg?resize=768,432 768w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/despre-protectia-universala-a-sanatatii-in-franta.jpg?resize=1024,576 1024w, https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2021\/09\/despre-protectia-universala-a-sanatatii-in-franta.jpg?resize=1536,864 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"modificarile-situa\u021biei-personale-nu-mai-afecteaza-drepturile\"><span style=\"font-weight: 400\">Modific\u0103rile situa\u021biei personale nu mai afecteaz\u0103 drepturile<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Modific\u0103rile situa\u021biei personale nu mai afecteaz\u0103 drepturile persoanelor asigurate care nu au o activitate profesional\u0103.<\/b><span style=\"font-weight: 400\"> Ce \u00eenseamn\u0103 acest lucru? \u00cen caz de c\u0103s\u0103torie, desp\u0103r\u021bire sau v\u0103duvie, asiguratul continu\u0103 s\u0103 aib\u0103 drepturi \u00een sine, indiferent de so\u021bul sau fostul so\u021b.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cum-se-aplica-pentru-protec\u021bia-universala-a-sanata\u021bii\"><span style=\"font-weight: 400\">Cum se aplic\u0103 pentru protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii?<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Pentru a ob\u021bine acoperirea s\u0103n\u0103t\u0103\u021bii prin PUMa trebuie s\u0103 te \u00eenregistrezi la autoritatea local\u0103 de s\u0103n\u0103tate: Caisse Primaire d&#8217;Assurance Maladie (CPAM).<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Exist\u0103 numeroase birouri CPAM \u00een fiecare departament al Fran\u021bei. Loca\u021bia biroului t\u0103u local poate fi g\u0103sit\u0103 \u00een agenda telefonic\u0103, online sau la prim\u0103rie.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Pentru a depune cererea este necesar\u0103 completarea <\/span><b>formularului 736 &#8211; Cerere de afiliere la regim general pe criterii de reziden\u021b\u0103 <\/b><b><i>(<\/i><\/b><b><i>Demande d&#8217;affiliation au r\u00e9gime g\u00e9n\u00e9ral sur crit\u00e8re de r\u00e9sidence).<\/i><\/b> Acesta se p<span style=\"font-weight: 400\">rinteaz\u0103 \u0219i se completeaz\u0103, urm\u00e2nd a fi \u00eenso\u021bit de toat\u0103 documenta\u021bia justificativ\u0103 necesar\u0103.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Aici se reg\u0103se\u0219te formularul 736:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\"><a href=\"https:\/\/www.ameli.fr\/fileadmin\/user_upload\/formulaires\/736.cnamts.pdf\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ameli.fr\/fileadmin\/user_upload\/formulaires\/736.cnamts.pdf<\/a>&nbsp;<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><b>Atentie!<\/b><span style=\"font-weight: 400\"> Este necesar\u0103 furnizarea detaliilor propriului cont bancar francez, \u00eentruc\u00e2t ramburs\u0103rile pentru tratamentul medical vor fi pl\u0103tite direct \u00een cont.<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>\u0218tim c\u0103 mutarea \u00eentr-o alt\u0103 \u021bar\u0103 vine cu multe eforturi financiare.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>Mai ales la \u00eenceput de drum, ai nevoie de economii.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>De multe ori, economiile se termin\u0103 foarte repede.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>\u0218i atunci, ai nevoie de ceva bani \u00een ajutor.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>Ai nevoie de bani foarte rapid \u0219i f\u0103r\u0103 taxe de transfer de zeci de euro.<\/b><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"cum-se-utilizeaza-documentele-justificative-care-trebuie-furnizate\"><span style=\"font-weight: 400\">Cum se utilizeaz\u0103 documentele justificative care trebuie furnizate<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Exist\u0103 o serie de reguli ce trebuie respectate dac\u0103 asigurarea de s\u0103n\u0103tate solicit\u0103 furnizarea de documente justificative:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">numai fotocopii, f\u0103r\u0103 originale;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">numai \u00een versiunea pe h\u00e2rtie, la adresa indicat\u0103 pe scrisoare;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">\u00een termen de maximum dou\u0103 luni de la primirea scrisorii;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">cu scrisoarea primit\u0103 de la CPAM sau CGSS.<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Dup\u0103 na\u021bionalitate, va fi necesar\u0103 furnizarea unor fotocopii de la urm\u0103toarele acte:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">cartea de identitate sau pa\u0219aport, pentru cet\u0103\u021benii de na\u021bionalitate francez\u0103 europeni;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">permisul de \u0219edere sau documentul de \u0219edere pentru alte na\u021bionalit\u0103\u021bi.<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">\u00cen plus, va fi necesar\u0103 furnizarea de documente justificative relevante \u00een func\u021bie de propria situa\u021bie profesional\u0103 \u0219i personal\u0103, conform c\u0103reia sunt de\u021binute <\/span>sau nu venituri personale.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Dac\u0103 deponentul de\u021bine venituri personale va fi necesar\u0103 furnizarea de:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">o fotocopie a avizului fiscal sau a avizului privind statutul declara\u021biei fiscale, dac\u0103 a fost depus\u0103 \u00een anul precedent o declara\u021bie de impozit pe venit;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">sau o fotocopie a ultimului contract de munc\u0103 sau a fi\u0219ei de salarizare, dac\u0103 deponentul are activitate profesional\u0103;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">o fotocopie a documentelor care justific\u0103 aceast\u0103 situa\u021bie (certificat de pensie, indemniza\u021bia de v\u0103duv\u0103, indemniza\u021bie suplimentar\u0103 de invaliditate etc.).<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Dac\u0103 deponentul nu dispune de venituri personale va fi necesar\u0103 furnizarea de:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">o fotocopie a chitan\u021belor de chirie, costurilor de \u00eentre\u021binere, facturilor la electricitate sau gaze, dac\u0103 deponentul are locuin\u021b\u0103 personal\u0103;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">sau o fotocopie a ultimului aviz fiscal sau chitan\u021be de chirie de la gazd\u0103 \u0219i un document de identitate, precum \u0219i un certificat de cazare de la gazd\u0103, dac\u0103 aceasta este persoan\u0103 fizic\u0103;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">sau o fotocopie a certificatului de cazare al acestui centru sau a unui certificat de domiciliere emis de aceast\u0103 organiza\u021bie, dac\u0103 deponentul este cazat \u00eentr-un centru de recep\u021bie sau figureaz\u0103 cu domiciliul la o organiza\u021bie autorizat\u0103 (Emma\u00fcs, Secours populaire etc.).<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">\u00cen fiecare dintre aceste ultime trei cazuri trebuie justificate \u0219ase luni de \u0219edere \u00een Fran\u021ba, \u00een ultimele 12 luni.<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>De ce sunt a\u0219a de mici tarifele noastre?<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>Deoarece cu TransferGo &#8211; fa\u021b\u0103 de institu\u021biile bancare &#8211; banii nu trec grani\u021bele.&nbsp;<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>Tu \u00eei trimi\u021bi c\u0103tre noi local. Mai departe, noi comunic\u0103m agentului nostru din \u021bara de primire s\u0103 \u00eei trimit\u0103 la aceea\u0219i valoare.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>Ceea ce \u00eenseamn\u0103 economii importante la cursurile de schimb valutar.<\/b><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><b>Ai \u0219i tu nevoie?<\/b><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ce-obiective-are-protec\u021bia-universala-a-sanata\u021bii\"><span style=\"font-weight: 400\">Ce obiective are protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii?&nbsp;<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Prin protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii (PUMa), orice persoan\u0103 care lucreaz\u0103 sau are re\u0219edin\u021ba \u00een Fran\u021ba \u00een mod stabil are dreptul de a primi sprijin pentru a-\u0219i acoperi cheltuielile medicale.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Condi\u021biile pentru a beneficia de <\/span><i><span style=\"font-weight: 400\">PUMa (protection universelle maladie)<\/span><\/i><span style=\"font-weight: 400\"> sunt simplificate. Prin urmare:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">angaja\u021bii nu mai trebuie s\u0103 justifice un anumit volum activitate, lu\u00e2ndu-se \u00een considerare doar faptul c\u0103 au o activitate profesional\u0103;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">lucr\u0103torii independen\u021bi au, de asemenea, dreptul de a-\u0219i acoperi costurile de s\u0103n\u0103tate \u00eenc\u0103 de la \u00eenceputul activit\u0103\u021bii, ace\u015ftia fiind: meseria\u0219ii, comercian\u021bii, profesiile liberale sau micro-antreprenorii;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">persoanele f\u0103r\u0103 activitate profesional\u0103 beneficiaz\u0103 de plata cheltuielilor de s\u0103n\u0103tate dac\u0103 dovedesc c\u0103 au re\u0219edin\u021ba stabil\u0103\/ regulat\u0103 \u00een Fran\u021ba.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Orice persoan\u0103 care s-a stabilit legal \u00een Fran\u021ba are dreptul la protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii (la protection universelle maladie, PUMa). Protec\u021bia se acord\u0103 pe tot parcursul vie\u021bii \u0219i asigur\u0103 acoperirea costurilor de s\u0103n\u0103tate. Ce avantaje ofer\u0103 protec\u021bia universal\u0103 a s\u0103n\u0103t\u0103\u021bii? \u00cen practic\u0103, at\u00e2ta timp c\u00e2t munce\u0219ti sau locuie\u0219ti \u00een Fran\u021ba \u00een mod stabil \u0219i regulat, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16298,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1323,1322],"tags":[],"business_case_studies_tags":[],"class_list":["post-16297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sfaturi-viata-in-strainatate","category-viata-in-strainatate"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/shutterstock_500753095.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/comments?post=16297"}],"version-history":[{"count":1,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16297\/revisions"}],"predecessor-version":[{"id":248979,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/16297\/revisions\/248979"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media\/16298"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media?parent=16297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/categories?post=16297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/tags?post=16297"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=16297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}