{"id":15715,"date":"2021-03-09T10:25:16","date_gmt":"2021-03-09T10:25:16","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/asigurarea-de-sanatate-de-familie-asigurarea-voluntara-si-primirea-de-asistenta-in-afara-asigurarii"},"modified":"2024-11-27T14:22:45","modified_gmt":"2024-11-27T14:22:45","slug":"asigurarea-de-sanatate-de-familie-asigurarea-voluntara-si-primirea-de-asistenta-afara-asigurarii","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/ro\/asigurarea-de-sanatate-de-familie-asigurarea-voluntara-si-primirea-de-asistenta-afara-asigurarii","title":{"rendered":"Asigurarea de s\u0103n\u0103tate de familie, asigurarea voluntar\u0103 \u0219i primirea de asisten\u021b\u0103 \u00een afara asigur\u0103rii"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Posibilitatea de a face o asigurare de s\u0103n\u0103tate \u00eentregii familii poate fi considerat cel mai mare avantaj al sistemului de asigurare de s\u0103n\u0103tate de stat din Germania.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Asigurarea de familie reprezint\u0103 asigurarea \u0219i so\u021bului sau so\u021biei \u0219i a copiilor, \u00een regim gratuit, pe asigurarea dvs. de s\u0103n\u0103tate de stat (GKV) &#8211; Gesetzliche Krankenversicherung). Membrii de familie co-asigura\u021bi beneficiaz\u0103 de acelea\u0219i servicii medicale \u0219i tratamente ca \u0219i membrii pl\u0103titori.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">\u00ceN CE SITUA\u021aII V\u0102 ESTE FOARTE BENEFIC\u0102 ASIGURAREA DE S\u0102N\u0102TATE DE FAMILIE&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Acestea sunt situa\u021biile pentru care exist\u0103 posibilitatea co-asigur\u0103rii de s\u0103n\u0103tate de stat (conform art. 10 din Codul Social V &#8211; Sozialgesetzbuch (SGB V) Gesetzliche Krankenversicherung):&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Atunci c\u00e2nd partenerul dvs. tr\u0103ie\u0219te \u0219i nu lucreaz\u0103 \u00een Germania, acesta poate fi co-asigurat gratuit \u00een GKV;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Copii dvs. pot fi asigura\u021bi gratuit \u00een asigurarea De familie (nou-n\u0103scu\u021bii sunt automat asigura\u021bi pe asigurarea p\u0103rin\u021bilor);\u00a0<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Atunci c\u00e2nd dvs. locui\u021bi \u00een Germania cu partenerul dvs, dar nu lucra\u021bi (nu ave\u021bi asigurare), va pute\u021bi \u00eenscrie \u00een GKV pe asigurarea partenerului.<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">NOT\u0102. Pentru membrii familiei care au mai avut pentru o perioad\u0103 dreptul la asigurare \u00een Rom\u00e2nia, dar aceast\u0103 perioada s-a \u00eencheiat, sau pentru care se exclude o asigurare de familie, ave\u021bi de luat \u00een considerare asigurarea voluntar\u0103 la GKV (conform art. 9 SGB V). \u00cen termen de trei luni dup\u0103 expirarea protec\u021biei asigur\u0103rii, asigurarea voluntar\u0103 trebuie prezentat\u0103 unei case de asigur\u0103ri de s\u0103n\u0103tate.<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400\">Ce este o asigurare voluntar\u0103 la GKV?&nbsp;<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">O asigurare voluntar\u0103 este o asigurare extins\u0103 \u00een asigurarea de s\u0103n\u0103tate legal\u0103 de stat. A\u0219adar, \u00een Germania, accesul la asigurarea de s\u0103n\u0103tate se face fie obligatoriu (printr-o obliga\u021bie de asigurare existent\u0103), fie printr-o asigurare voluntar\u0103.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Pentru a putea solicit\u0103 o asigurare voluntar\u0103 la GKV, trebuie s\u0103 fi fost anterior asigurat legal \u00een Germania sau \u00een Rom\u00e2nia (sau alt\u0103 \u021bar\u0103 UE) \u0219i s\u0103 \u00eendeplini\u021bi aceste condi\u021bii:&nbsp;&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Depune\u021bi cererea \u00een termen de trei luni de la \u00eencetarea vechii dvs. asigur\u0103ri &#8211; \u0219i\u00a0\u00a0<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">\u00cendeplini\u021bi condi\u021biile privind perioadele de asigurare anterioare, \u0219i anume\u00a0<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">&#8211; timp de 12 luni \u00eenainte de \u00eencetarea asigur\u0103rii a\u021bi fost asigurat ne\u00eentrerupt &#8211; sau&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">&#8211; \u00een ultimii cinci ani a\u021bi fost asigurat cel pu\u021bin 24 de luni.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Ve\u021bi depune cererea la casa de asigur\u0103ri legale aleas\u0103 de dvs.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Lista caselor de asigur\u0103ri de s\u0103n\u0103tate \u00een GKV (Krankenkassenliste), pe stat federal \u0219i actualizat\u0103 la zi, v\u0103 este pus\u0103 la dispozi\u021bie de c\u0103tre Asocia\u021bia Na\u021bional\u0103 a Fondurilor de Asigur\u0103ri Statutorii de S\u0103n\u0103tate \u00een Germania (GKV-Spitzenverband). O accesa\u021bi astfel:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">pe pagin\u0103 web: <a href=\"https:\/\/gkv-spitzenverband.de\/kassenliste\" target=\"_blank\" rel=\"noopener\">gkv-spitzenverband.de\/kassenliste<\/a> &#8211; sau\u00a0<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">direct aici: <a href=\"https:\/\/gkv-spitzenverband.de\/krankenkassenliste.pdf\" target=\"_blank\" rel=\"noopener\">gkv-spitzenverband.de\/krankenkassenliste.pdf<\/a>\u00a0<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">CARE SUNT CONDI\u021aIILE CARE TREBUIEI \u00ceNDEPLINITE PENTRU CO-ASIGURARE<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Pentru a putea beneficia de co-asigurare la asigurarea de s\u0103natate de stat GKV; este necesar s\u0103 fie \u00eendeplinite totu\u0219i c\u00e2teva condi\u021bii. Acestea sunt:<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">domiciliul s\u0103 fie \u00een Germania;<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">c\u00e2\u0219tigul lunar s\u0103 fie de maxim 455 euro (excep\u021bie face cazul a\u0219a-numitului \u201eMinijob\u201c &#8211; sunte\u021bi angajat cu norm\u0103 minim\u0103, nu c\u00e2\u0219tiga\u021bi mai mult de 450 de euro pe lun\u0103 \u0219i nu sunte\u021bi persoan\u0103 fizic\u0103 independent\u0103);<\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">munc\u0103 \u00een regim independent, nu mai mult de 20 de ore pe s\u0103pt\u0103m\u00e2na (nu cu norm\u0103 \u00eentreag\u0103).<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Pentru cei pentru care se exclude o asigurare de familie, se aplic\u0103 \u00eencheierea asigur\u0103rii voluntar\u0103 la GKV.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400\">Cum se \u00eencheie o asigurare de s\u0103n\u0103tate de familie?&nbsp;<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Este necesar\u0103 completarea \u0219i depunerea unui formular la cas\u0103 de s\u0103n\u0103tate a membrului de familie pl\u0103titor (pe c\u0103 c\u0103rui asigurare principala se face co-asigurarea).&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Formularul se nume\u0219te Chestionar pentru admiterea \u00een asigurarea de familie &#8211; <\/span><i><span style=\"font-weight: 400\">Fragebogen f\u00fcr die Aufnahme \u00een die Falimienversicherung<\/span><\/i><span style=\"font-weight: 400\">. Vi-l pune la dispozi\u021bie cas\u0103 de s\u0103n\u0103tate. La fel, \u00eel pute\u021bi g\u0103si pe internet. Face\u021bi o c\u0103utare pe Google dup\u0103 \u201eFragebogen f\u00fcr die Aufnahme \u00een die Familienversicherung zum download\u201c.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">CE SE \u00ceNT\u00c2MPL\u0102 CU PERSOANELE F\u0102R\u0102 ASIGURARE ?&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Obliga\u021bia de&nbsp; fi asigurat \u00een sistemul de s\u0103n\u0103tate r\u0103m\u00e2ne \u0219i \u00een situa\u021bia \u00een care o a\u021bi putea s\u0103 nu dispune\u021bi de mijloacele financiare pentru a pl\u0103ti contribu\u021biile.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Dac\u0103 va afla\u021bi \u00een aceast\u0103 situa\u021bie, pute\u021bi solicita asisten\u021b\u0103 social\u0103 la Jobcenter sau Serviciul de asisten\u021b\u0103 social\u0103. Ace\u0219ti furnizori de servicii preiau cheltuielile de asigur\u0103ri de s\u0103n\u0103tate sau ofer\u0103 asisten\u021b\u0103 de s\u0103n\u0103tate.&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">IMPORTANT. C\u0103 cet\u0103\u021beni UE, pute\u021bi solicita servicii sociale doar \u00een anumite condi\u021bii. Aceasta depinde de tipul de drept la liber\u0103 circula\u021bie pe care \u00eel ave\u021bi pentru \u0219ederea dvs. \u00cen Germania. Pentru l\u0103muriri, v\u0103 sf\u0103tuim s\u0103 contacta\u021bi un centru de consiliere.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400\">Unde pute\u021bi primi asisten\u021b\u0103 dac\u0103 nu ave\u021bi asigurare?&nbsp;<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Dac\u0103 tr\u0103i\u021bi \u00een Germania \u0219i nu ave\u021bi asigurare de s\u0103n\u0103tate sau nu v\u0103 este clar statutul de asigurat, pute\u021bi s\u0103 v\u0103 adresa\u021bi unui Centru de clarificare pentru asigur\u0103ri de s\u0103n\u0103tate. Acolo primi\u021bi gratuit asisten\u021b\u0103 pentru a v\u0103 rezolva individual situa\u021bia asigur\u0103rii de s\u0103n\u0103tate.&nbsp;<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span style=\"font-weight: 400\">Este posibil\u0103 s\u0103 primi\u021bi tratament medical \u00een afara asigur\u0103rii?&nbsp;<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Exist\u0103 posibilit\u0103\u021bi de tratament pentru persoanele f\u0103r\u0103 asigurare de s\u0103n\u0103tate. Unit\u0103\u021bile care ofer\u0103 \u201e\u00eengrijire medical\u0103 de solidaritate\u201d ofer\u0103 o \u00eengrijire de baz\u0103 \u00een afara sistemului de asigur\u0103ri de s\u0103n\u0103tate de stat. Tratamentul se face confiden\u021bial \u0219i gratuit.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Pute\u021bi primi \u00eengrijire medical\u0103 de solidaritate la aceste unit\u0103\u021bi:&nbsp;&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">\u00c4rzte der Welt (<a href=\"https:\/\/open.med\" target=\"_blank\" rel=\"noopener\">open.med<\/a>)\u00a0<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/aerztederwelt.org\/wem-wir-beistehen\/hilfefuer-patientinnen\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">aerztederwelt.org\/wem-wir-beistehen\/hilfefuer-patientinnen <\/span><\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Malteser Medizin f\u00fcr Menschen ohne Krankenversicherung <a href=\"https:\/\/malteser.de\/menschen-ohnekrankenversicherung\/unsere-standorte.html\" target=\"_blank\" rel=\"noopener\">malteser.de\/menschen-ohnekrankenversicherung\/unsere-standorte.html <\/a><\/span><\/li>\n\n\n\n<li><span style=\"font-weight: 400\">Medinetze und Medib\u00fcro\u0219\u00a0<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/medibueros.org\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">medibueros.org<\/span><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">SFAT: Subiectele legale \u0219i administrative pot fi complicate. Va sf\u0103tuim s\u0103 apela\u021bi cu \u00eencredere la sprijinul Centrelor de consiliere pentru migra\u021bie atunci c\u00e2nd ajunge\u021bi la pasul \u00eencheierii asigur\u0103rii sociale \u00een Germania. Cei de acolo v\u0103 pot r\u0103spunde la \u00eentreb\u0103ri \u0219i sf\u0103tui, gratuit. Nu ezita\u021bi s\u0103 le cere\u021bi ajutorul!&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span style=\"font-weight: 400\">Pe pagin\u0103 de internet <\/span><a href=\"https:\/\/eu-gleichbehandlungsstelle.de\/eugs-de\/eu-buerger\/beratungsstellen-suche\" target=\"_blank\" rel=\"noopener\"><i><span style=\"font-weight: 400\">eu-gleichbehandlungsstelle.de\/eugs-de\/eu-buerger\/beratungsstellen-suche<\/span><\/i><\/a><span style=\"font-weight: 400\"> pute\u021bi caut\u0103 un centru de consiliere dup\u0103 locatlitate\/cod po\u0219tal (<\/span><i><span style=\"font-weight: 400\">Ort\/PLZ<\/span><\/i><span style=\"font-weight: 400\">), tema (<\/span><i><span style=\"font-weight: 400\">Betarugnsthema) <\/span><\/i><span style=\"font-weight: 400\">pe care ave\u021bi nevoie de sf\u0103tuire (Asigur\u0103ri sociale &#8211;<\/span><i><span style=\"font-weight: 400\"> Sozialversicherung<\/span><\/i><span style=\"font-weight: 400\">), \u0219i chair dup\u0103 limba (<\/span><i><span style=\"font-weight: 400\">Sprache) <\/span><\/i><span style=\"font-weight: 400\">vorbit\u0103 la centru (rom\u00e2n\u0103<\/span><i><span style=\"font-weight: 400\"> &#8211; R\u00fcmanisch<\/span><\/i><span style=\"font-weight: 400\">)<\/span><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Dac\u0103 v-a pl\u0103cut acest articol, va \u00eencuraj\u0103m s\u0103 afla\u021bi mai multe detalii \u0219i \u00een articolul urm\u0103tor! Click <a href=\"https:\/\/develop.wpvip.tgalpha.com\/ro\/cum-va-indepliniti-obligatia-asigurarii-de-sanatate-de-stat-germania-si-casele-de-asigurari-gkv\">aici<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Posibilitatea de a face o asigurare de s\u0103n\u0103tate \u00eentregii familii poate fi considerat cel mai mare avantaj al sistemului de asigurare de s\u0103n\u0103tate de stat din Germania.&nbsp; Asigurarea de familie reprezint\u0103 asigurarea \u0219i so\u021bului sau so\u021biei \u0219i a copiilor, \u00een regim gratuit, pe asigurarea dvs. de s\u0103n\u0103tate de stat (GKV) &#8211; Gesetzliche Krankenversicherung). Membrii de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15716,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1322],"tags":[],"business_case_studies_tags":[],"class_list":["post-15715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-viata-in-strainatate"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/Eigenschap-verzekering-concept.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/15715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/comments?post=15715"}],"version-history":[{"count":0,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/posts\/15715\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media\/15716"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/media?parent=15715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/categories?post=15715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/tags?post=15715"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/ro\/wp-json\/wp\/v2\/business_case_studies_tags?post=15715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}