Pirmo reizi ierodoties Lielbrit\u0101nij\u0101, rodas virkne ikdienas uzdevumu, kurus Jums ir j\u0101sak\u0101rto. Viens no svar\u012bg\u0101kajiem jaut\u0101jumiem ir bankas konta atv\u0113r\u0161ana. Pieejamo iesp\u0113ju un pl\u0101nu daudzveid\u012bba var b\u016bt nedaudz apgr\u016btino\u0161a.<\/p>\n\n\n\n
Pirms J\u016bs v\u0113l s\u0101kat apl\u016bkot iesp\u0113jas, velt\u012bjiet da\u017eas min\u016btes tam, lai apsv\u0113rtu, k\u0101 J\u016bs izmantosiet savu kontu (regul\u0101ras iemaksas, apmaks\u0101jamie r\u0113\u0137ini, un tas, k\u0101 un kur J\u016bs t\u0113r\u0113siet savu naudu), – tas pal\u012bdz\u0113s Jums izv\u0113l\u0113ties lab\u0101ko kontu.<\/p>\n\n\n\n
Jums vajadz\u0113tu ar\u012b apl\u016bkot konkr\u0113t\u0101s bankas klientu apkalpo\u0161anas iesp\u0113jas un p\u0101rskatus, J\u016bsu procentu likmi un konta atv\u0113r\u0161anas \u0113rt\u012bbu.<\/p>\n\n\n\n
Bankas ir visai b\u0113d\u012bgi slavenas ar zem\u0101ka nek\u0101 sagaid\u012bts klientu apkalpo\u0161anas l\u012bme\u0146a snieg\u0161anu. Nesen\u0101 aptauja par\u0101d\u012bja, ka vid\u0113jais klientu apmierin\u0101t\u012bbas r\u0101d\u012bt\u0101js bank\u0101m sv\u0101rst\u0101s ap 62%.<\/p>\n\n\n\n
Klientu apkalpo\u0161anas kvalit\u0101te, iesp\u0113jams, ir svar\u012bg\u0101kais aspekts, kas j\u0101apsver, atverot jaunu kontu. Mekl\u0113jiet bankas, kuras pied\u0101v\u0101 \u0113rtas sazi\u0146as metodes ar t\u0101m. J\u016bs v\u0113l\u0113sieties redz\u0113t ar\u012b skaidrus un viegli saprotamus konta p\u0101rskatus. Jums vajadz\u0113tu mekl\u0113t ar\u012b apkalpo\u0161anu pa t\u0101lruni un viegli izmantojamu, piln\u012bb\u0101 funkcion\u0113jo\u0161u tie\u0161saistes port\u0101lu.<\/p>\n\n\n\n
Virkn\u0113 aptauju un neatkar\u012bgu p\u0113t\u012bjumu First Direct nemain\u012bgi ierindojas augst\u0101 viet\u0101 klientu kop\u0113j\u0101s apmierin\u0101t\u012bbas zi\u0146\u0101. Vien\u012bgais lielais First Direct tr\u016bkums ir tas, ka tai nav fili\u0101\u013cu, t\u0101d\u0113\u013c, ja tie\u0161\u0101 saskare ir J\u016bsu iecien\u012bt\u0101 metode, Jums vajadz\u0113tu izv\u0113l\u0113ties citu banku (ta\u010du J\u016bs varat ar\u012b maks\u0101t ar \u010deku un veikt naudas iz\u0146em\u0161anu HSBC fili\u0101l\u0113s).<\/p>\n\n\n\n
Diezgan augstu klientu v\u0113rt\u0113jumu ir ieguvu\u0161as ar\u012b vair\u0101kas citas lielas bankas, t\u0101das k\u0101 Norwich and Peterborough, Coventry Building Society, Metro Bank un Citibank.<\/p>\n\n\n\n
J\u016bs dro\u0161i vien v\u0113laties atrast bankas, kas maks\u0101 augstu procentu likmi par konta atlikumiem. \u0160obr\u012bd ir iesp\u0113jams atrast vair\u0101kas bankas, kas maks\u0101 5% EGPL. Tom\u0113r j\u0101\u0146em v\u0113r\u0101, ka 2017. gada janv\u0101r\u012b daudzas no t\u0101m samazin\u0101s likmes l\u012bdz pat 3%.<\/p>\n\n\n\n
First Direct, Santander, Bank of Scotland, TSB, Club Lloyd un Tesco – t\u0101s visas pied\u0101v\u0101 kontus, kas maks\u0101 pievilc\u012bgu procentu summu.<\/p>\n\n\n\n
Neskatieties vien\u012bgi uz procentu likm\u0113m, bet \u0146emiet v\u0113r\u0101 ar\u012b t\u0101dus bonusus un labumus k\u0101 bonuss par konta atv\u0113r\u0161anu, ikm\u0113ne\u0161a maksa (ja t\u0101da tiek ietur\u0113ta) par kontu un jebk\u0101das naudas atmaksas sh\u0113mas. Daudzas bankas pied\u0101v\u0101 naudas atmaksu par veiktajiem tie\u0161ajiem maks\u0101jumiem par komun\u0101lajiem pakalpojumiem vai platjoslas savienojumu un citiem regul\u0101riem maks\u0101jumiem, kas var viegli kompens\u0113t jebk\u0101das citas ietur\u0113t\u0101s komisijas un padar\u012bt zem\u0101kus procentu maks\u0101jumus.<\/p>\n\n\n\n
Noteikti izlasiet konta apkalpo\u0161anas noteikumus. Vairumam kontu ir noteikta minim\u0101l\u0101 iemaksa. Internet\u0101 J\u016bs atrad\u012bsiet virkni rakstu par to, k\u0101 apiet da\u017eas no iemaksu pras\u012bb\u0101m, ta\u010du, ja ieteikums ir public\u0113ts internet\u0101, iesp\u0113jams, ka ar\u012b banka zin \u0161\u0101du sh\u0113mu. Nav v\u0113rts iedz\u012bvoties nepatik\u0161an\u0101s vai potenci\u0101l\u0101s probl\u0113m\u0101s, m\u0113\u0123inot atrast veidu, k\u0101 p\u0101rsp\u0113t sist\u0113mu.<\/p>\n\n\n\n
B\u016bt\u012bb\u0101 Jums ir nepiecie\u0161ami vien divi dokumenti, lai atv\u0113rtu bankas kontu Apvienotaj\u0101 Karalist\u0113: dokuments, kas apliecina J\u016bsu identit\u0101ti, k\u0101 ar\u012b dokuments, kas apliecina J\u016bsu adresi. Liel\u0101k\u0101 da\u013ca banku pie\u0146ems J\u016bsu pasi, autovad\u012bt\u0101ja apliec\u012bbu vai identifik\u0101cijas karti k\u0101 identit\u0101tes apliecin\u0101jumu. Pras\u012bbas J\u016bsu adresi apliecino\u0161am dokumentam at\u0161\u0137iras, ta\u010du parasti ietver t\u0101dus dokumentus k\u0101 neseno komun\u0101lo maks\u0101jumu r\u0113\u0137inu, \u012bres l\u012bgumu vai viet\u0113jo nodok\u013cu r\u0113\u0137inu. Da\u017eas bankas pie\u0146ems ar\u012b v\u0113stuli no J\u016bsu darba dev\u0113ja vai v\u0113stuli no JobCentre (nevalstisks AK nodarbin\u0101t\u012bbas dienests), kas apstiprina J\u016bsu valsts apdro\u0161in\u0101\u0161anas numuru.<\/p>\n\n\n\n
L\u016bk, ieskats da\u017e\u0101s Apvienot\u0101s Karalistes liel\u0101kaj\u0101 bank\u0101s un to konta atv\u0113r\u0161anas pras\u012bb\u0101s, ja tikko esat ieradies Apvienotaj\u0101 Karalist\u0113.<\/p>\n\n\n\n
Barclays ir viena no Apvienot\u0101s Karalistes vec\u0101kaj\u0101m bank\u0101m, un tai ir visnota\u013c atvieglin\u0101ta jaunatv\u0113rto kontu politika. B\u016bt\u012bb\u0101 pietiks ar pasi un jebkuru dokumentu, kas apliecina J\u016bsu adresi.<\/p>\n\n\n\n
Lloyds ir Apvienot\u0101s Karalistes liel\u0101kais nor\u0113\u0137inu kontu pakalpojumu sniedz\u0113js. J\u016bs varat atv\u0113rt jaunu kontu Apvienotaj\u0101 Karalist\u0113, izmantojot vien\u012bgi J\u016bsu pasi.<\/p>\n\n\n\n
Viena no liel\u0101kaj\u0101m HSBC konta atv\u0113r\u0161anas priek\u0161roc\u012bb\u0101m ir t\u0101s p\u0101rst\u0101v\u012bba vis\u0101 pasaul\u0113. Ja J\u016bsu konts m\u0101jas valst\u012b ir atv\u0113rts HSBC bank\u0101, t\u0101 var re\u0101li pal\u012bdz\u0113t Jums atv\u0113rt kontu Apvienotaj\u0101 Karalist\u0113.<\/p>\n\n\n\n
Kaut gan t\u0101 nav viena no Apvienot\u0101s Karalistes Liel\u0101 \u010detrinieka bank\u0101m, TSB ir arvien pieaugo\u0161a reput\u0101cija k\u0101 vienai no Lielbrit\u0101nijas lab\u0101kaj\u0101m bank\u0101m. T\u0101s jauna konta atv\u0113r\u0161anas process tiek uzskat\u012bts par diezgan atkl\u0101tu un vienk\u0101r\u0161u.<\/p>\n","protected":false},"excerpt":{"rendered":"
Pirmo reizi ierodoties Lielbrit\u0101nij\u0101, rodas virkne ikdienas uzdevumu, kurus Jums ir j\u0101sak\u0101rto. Viens no svar\u012bg\u0101kajiem jaut\u0101jumiem ir bankas konta atv\u0113r\u0161ana. Pieejamo iesp\u0113ju un pl\u0101nu daudzveid\u012bba var b\u016bt nedaudz apgr\u016btino\u0161a. Pirms J\u016bs v\u0113l s\u0101kat apl\u016bkot iesp\u0113jas, velt\u012bjiet da\u017eas min\u016btes tam, lai apsv\u0113rtu, k\u0101 J\u016bs izmantosiet savu kontu (regul\u0101ras iemaksas, apmaks\u0101jamie r\u0113\u0137ini, un tas, k\u0101 un kur […]<\/p>\n","protected":false},"author":1,"featured_media":8939,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1436,1439],"tags":[],"business_case_studies_tags":[],"class_list":["post-8938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personigas-finanses","category-personigie-finansu-padomi"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/BANKU-SALIDZINAJUMS.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/posts\/8938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/comments?post=8938"}],"version-history":[{"count":0,"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/posts\/8938\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/media\/8939"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/media?parent=8938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/categories?post=8938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/tags?post=8938"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lv\/wp-json\/wp\/v2\/business_case_studies_tags?post=8938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}