{"id":5259,"date":"2021-10-22T15:22:58","date_gmt":"2021-10-22T15:22:58","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/kaip-sutaupyti-greiciau-ir-efektyviau"},"modified":"2024-11-08T15:41:44","modified_gmt":"2024-11-08T15:41:44","slug":"kaip-sutaupyti-greiciau-ir-efektyviau","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/lt\/kaip-sutaupyti-greiciau-ir-efektyviau","title":{"rendered":"Kaip sutaupyti greic\u030ciau ir efektyviau"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\"><span style=\"font-weight: 400\">Taupymas \u2013 ko gero kiekvienam aktuali tema, ar bent jau tur\u0117t\u0173 tokia b\u016bti. Ir jei vieniems tai sekasi itin paprastai, dalis \u017emoni\u0173 nuolat susiduria su i\u0161\u0161\u016bkiais ir jiems, rodos, niekada nepavyksta sutaupyti reikiamos sumos. Ta\u010diau nereikia pasiduoti \u2013 \u0161iandien dalijam\u0117s net 5 biud\u017eeto valdymo taisykl\u0117mis, kurios pad\u0117s pinigus taupyti grei\u010diau ir efektyviau. Kod\u0117l net 5? Tod\u0117l, kad vienos, veikian\u010dios visiems, n\u0117ra \u2013 pasirinkite t\u0105, kuri jums atrodo patraukliausia ir papras\u010diausia, nes nuo to taip pat priklauso, ar taisykl\u0117 bus veiksminga ir pad\u0117s jums pasiekti u\u017esibr\u0117\u017et\u0173 tiksl\u0173.<\/span><\/h4>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400\">52 savai\u010di\u0173 i\u0161\u0161\u016bkis<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">52 savai\u010di\u0173 i\u0161\u0161\u016bkis \u2013 bene populiariausias tarp t\u0173 asmen\u0173, kurie ruo\u0161iasi taupyti konkre\u010diam tikslui. Viskas, ko jums reikia, tai taupykl\u0117 ir svajon\u0117. O kaip taupyti? Principas labai paprastas \u2013 prad\u0117kite nuo ma\u017eos sumos ir kas savait\u0119 j\u0105 dvigubinkite iki pat met\u0173 galo. Pavyzd\u017eiui, pirm\u0105j\u0105 savait\u0119 \u012f taupykl\u0119 meskite 2 Eurus, antr\u0105j\u0105 \u2013 keturis, tre\u010di\u0105 \u2013 a\u0161tuonis ir taip toliau.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400\">50\/30\/20 taisykl\u0117<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Apie \u0161i\u0105 taisykl\u0119 jau esame ra\u0161\u0119<\/span><a href=\"https:\/\/develop.wpvip.tgalpha.com\/lt\/ruta-meilutyte-renkasi-kurybine-ideja\"> <span style=\"font-weight: 400\">anks\u010diau<\/span><\/a><span style=\"font-weight: 400\">. Jos principas yra toks: pus\u0119 savo gaujam\u0173 pajam\u0173 turite atid\u0117ti b\u016btinoms i\u0161laidoms, \u012fskaitant b\u016bsto nuom\u0105, transport\u0105, maist\u0105, mokes\u010dius ir pan. 30 % keliauja j\u016bs\u0173 norams \u2013 vakarien\u0117ms restorane, neb\u016btinoms prek\u0117ms, prabangesniam automobiliui ar pana\u0161iai. Likusi\u0105 sum\u0105 \u2013 20 % \u2013 atid\u0117kite \u012f santaup\u0173 skyrel\u012f.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400\">Biud\u017eetas voke<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">\u0160is patarimas tiks tiems, kurie m\u0117gsta naudotis grynaisiais pinigais. Kelis m\u0117nesius sekite savo biud\u017eet\u0105, kad gal\u0117tum\u0117te tiksliai \u017einoti, kam ir kiek i\u0161leid\u017eiate. Tada suskirstykite i\u0161laidas \u012f konkre\u010dias kategorijas \u2013 maistas, mokes\u010diai, transportas, vaistai, kosmetika, gro\u017eis ir pan. \u012e kiekvien\u0105 vok\u0105 \u012fd\u0117kite toki\u0105 sum\u0105 pinig\u0173, kuri\u0105 tur\u0117tum\u0117te i\u0161leisti konkre\u010diai kategorijai, ir bandykite su ja i\u0161sitekti, <a href=\"https:\/\/develop.wpvip.tgalpha.com\/lt\/pinigu-skolinimas-seimai-ir-draugams-ka-butina-zinoti\">nesiskolindami<\/a> i\u0161 kit\u0173.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400\">L\u0117\u0161os nenumatytiems atvejams<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Turb\u016bt jau esate apie tai gird\u0117j\u0119, bet negalime nepamin\u0117ti dar kart\u0105 \u2013 b\u016btina sutaupyti l\u0117\u0161\u0173 \u201ejuodai dienai\u201c. Nenumatyt\u0173 atvej\u0173 fond\u0105 tur\u0117t\u0173 sudaryti ma\u017edaug tokia suma, kokios jums reikia pragyvenimui pusme\u010diui. \u017dinoma, tai neturi b\u016bti tolygu 6 m\u0117nesi\u0173 atlyginimui \u2013 juk nenumatytais atvejais kuriam laikui i\u0161laidas tikrai gal\u0117site susima\u017einti iki b\u016btin\u0173j\u0173. \u0160\u012f fond\u0105 galima naudoti ne tik praradus darb\u0105, bet ir u\u017eklupus netik\u0117tai ligai, kai prisireikia \u012fsigyti didel\u012f pirkin\u012f (ne tod\u0117l, kad norite, o tod\u0117l, kad, pavyzd\u017eiui, j\u016bs\u0173 kompiuteris netik\u0117tai sugedo). Tiesa, kai situacija stabilizuosis, nepamir\u0161kite panaudot\u0173 pinig\u0173 sugr\u0105\u017einti. O laikyti juos reik\u0117t\u0173 arba atskiroje banko s\u0105skaitoje arba kaip <a href=\"https:\/\/develop.wpvip.tgalpha.com\/lt\/infliacija-ir-pinigu-nuvertejimas\">ind\u0117lius<\/a>, ta\u010diau atkreipkite d\u0117mes\u012f, kad \u0161ie turi b\u016bti ma\u017eos rizikos ir bet kada pasiekiami.<\/span><span style=\"font-weight: 400\">&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span style=\"font-weight: 400\">80\/20 taisykl\u0117<\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">\u0160i taisykl\u0117 \u2013 auk\u0161\u010diau min\u0117tos 50\/30\/20 taisykl\u0117s variacija. Ji idealiai tiks tiems, kurie nem\u0117gsta detaliai skirstyti i\u0161laid\u0173 ir nori jausti didesn\u0119 laisv\u0119. 80 % savo pajam\u0173 galite skirti b\u016btinoms ir kitoms i\u0161laidoms, o likus\u012f penktadal\u012f atid\u0117kite prie santaup\u0173.<\/span><span style=\"font-weight: 400\">&nbsp;<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">Kaip ir bet kurioje srityje, taip ir asmeniniuose finansuose, svarbu atrasti tai, kas labiausiai tinka jums. Ir nepasiduokite, jei vienas b\u016bdas nepasiteisino \u2013 i\u0161bandykite antr\u0105, tre\u010di\u0105 ir ketvirt\u0105, kol rasite t\u0105, kuris suveiks.<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400\">______________<br>\n<\/span><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Taip pat nepamir\u0161kite, jog su TransferGo galite sutaupyti pervesdami pinigus \u012f u\u017esien\u012f. Si\u0173skite meil\u0119 ir pinigus su TransferGo. M\u0117gaukit\u0117s greitais, saugiais ir paprastais pervedimais. Pakvieskite savo draugus prisijungti prie TransferGo ir u\u017esidirbkite \u00a320.&nbsp;<a href=\"https:\/\/develop.wpvip.tgalpha.com\/lt\/\">Prisijunkite<\/a>&nbsp;jau \u0161iandien! ?<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Taupymas \u2013 ko gero kiekvienam aktuali tema, ar bent jau tur\u0117t\u0173 tokia b\u016bti. Ir jei vieniems tai sekasi itin paprastai, dalis \u017emoni\u0173 nuolat susiduria su i\u0161\u0161\u016bkiais ir jiems, rodos, niekada nepavyksta sutaupyti reikiamos sumos. Ta\u010diau nereikia pasiduoti \u2013 \u0161iandien dalijam\u0117s net 5 biud\u017eeto valdymo taisykl\u0117mis, kurios pad\u0117s pinigus taupyti grei\u010diau ir efektyviau. Kod\u0117l net 5? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5260,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1454,1457],"tags":[],"business_case_studies_tags":[],"class_list":["post-5259","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asmeniniai-finansai","category-asmeniniu-finansu-patarimai"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/210928_Blog_BudgetEffectively_03.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/5259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/comments?post=5259"}],"version-history":[{"count":0,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/5259\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media\/5260"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media?parent=5259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/categories?post=5259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/tags?post=5259"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/business_case_studies_tags?post=5259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}