{"id":5235,"date":"2021-10-06T08:39:46","date_gmt":"2021-10-06T08:39:46","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/ar-pirk-dabar-mokek-veliau-pasiulymai-gera-mintis"},"modified":"2024-11-08T15:42:00","modified_gmt":"2024-11-08T15:42:00","slug":"pirk-dabar-mokek-veliau-pasiulymai","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/lt\/pirk-dabar-mokek-veliau-pasiulymai","title":{"rendered":"Ar \u201epirk dabar, mok\u0117k v\u0117liau\u201c pasi\u016blymai \u2013 gera mintis?"},"content":{"rendered":"\n

Nors \u201epirk dabar, mok\u0117k v\u0117liau\u201c principas egzistuoja jau ma\u017edaug 15 met\u0173, smarkiai i\u0161populiar\u0117jo jis dar visai neseniai, COVID pandemijai sukaus\u010dius pasaul\u012f. Ta\u010diau kas tai yra ir ar verta naudotis \u0161iuo pasi\u016blymu? \u0160iame straipsnyje pabandysime \u012f tai atsakyti.<\/span><\/h4>\n\n\n\n

Kas yra \u201epirk dabar, mok\u0117k v\u0117liau\u201c pasi\u016blymai?<\/span><\/h3>\n\n\n\n

\u0160ie pasi\u016blymai yra savoti\u0161ka paskola be pal\u016bkan\u0173 \u2013 \u012fprastai pasinaudodami \u201epirk dabar, mok\u0117k v\u0117liau\u201c galimybe j\u016bs be pabrangimo i\u0161siperkate norim\u0105 daikt\u0105 per tam tikr\u0105 laiko tarp\u0105. I\u0161simok\u0117jimo trukm\u0117 ir \u012fmok\u0173 dydis priklauso nuo kompanijos, teikian\u010dios paslaug\u0105 \u2013 da\u017enai tai b\u016bna 2, 4 ar 8 \u012fmokos kas dvi savaites ar m\u0117nes\u012f.<\/span><\/p>\n\n\n\n

Prie\u0161 suteikdami \u0161i\u0105 paslaug\u0105, tiek\u0117jai netikrina j\u016bs\u0173 kreditingumo reitingo, ir, jei tvarkingai mokate \u012fmokas, \u201epirk dabar, mok\u0117k v\u0117liau\u201c jame nesimato ir kitiems finansiniams paslaug\u0173 tiek\u0117jams, tod\u0117l neturi \u012ftakos ateities \u012fsipareigojimams. Vis d\u0117lto, labai svarbu pamin\u0117ti, kad tuo atveju, jei \u012fmok\u0173 nesumok\u0117site laiku, j\u016bs\u0173 kreditingumo reitingas bus stipriai neigiamai paveiktas, o baudos, delspinigiai ar pal\u016bkanos (kad ir kaip jas pavadint\u0173 paslaugos tiek\u0117jas) da\u017enu atveju bus mil\u017eini\u0161kos.<\/span><\/p>\n\n\n\n

Ar verta naudotis \u0161ia paslauga?<\/span><\/h3>\n\n\n\n

Trumpas atsakymas b\u016bt\u0173 \u201epriklauso nuo situacijos\u201c, ta\u010diau \u017einome, kad at\u0117jote \u010dia tik\u0117damiesi \u0161iek tiek i\u0161samesnio komentaro. I\u0161 esm\u0117s, \u201epirk dabar, mok\u0117k v\u0117liau\u201c pasi\u016blymais pasinaudoti verta tik tais atvejais, kai vis tiek pirktum\u0117te daikt\u0105, net jei ir netur\u0117tum\u0117te galimyb\u0117s u\u017e j\u012f i\u0161simok\u0117ti v\u0117liau. <\/span><\/p>\n\n\n\n

\u0160i paslauga taip pat naudinga perkant didesn\u0117s vert\u0117s daiktus, kuriems taikoma nuolaida. Pavyzd\u017eiui, planavote po m\u0117nesio \u012fsigyti televizori\u0173, ta\u010diau pamat\u0117te, kad \u0161i\u0105 savait\u0119 vyksta ypatinga akcija, kurios metu jam taikoma net 40 % nuolaida. Tokiu atveju tikrai verta pasinaudoti \u201epirk dabar, mok\u0117k v\u0117liau\u201c, nes pirkinys jau numatytas j\u016bs\u0173 biud\u017eete<\/a>, o ma\u017eesn\u0117s \u012fmokos j\u012f tiesiog leis \u012fsigyti anks\u010diau ir pigiau.<\/span><\/p>\n\n\n\n

Ar naudodamasis \u201epirk dabar, mok\u0117k v\u0117liau\u201c rizikuoju?<\/span><\/h3>\n\n\n\n

Naudojimasis \u201epirk dabar, mok\u0117k v\u0117liau\u201c yra saugus tuo atveju, jei mokate planuoti ir tinkamai vertinti savo biud\u017eet\u0105. Vis d\u0117lto, prie\u0161 pasinaudojant \u0161ia paslauga, reikt\u0173 atkreipti d\u0117mes\u012f \u012f kelis aspektus. Vis\u0173 pirma, atid\u017eiai perskaitykite visas taisykles, \u012fskaitant ir tas, kurios para\u0161ytos pa\u010diomis ma\u017eiausiomis raidel\u0117mis. Tada \u012fvertinkite, ar tikrai tur\u0117site l\u0117\u0161\u0173 \u012fmokoms. Pabaigai, nepamir\u0161kite, kad \u201epirk dabar, mok\u0117k v\u0117liau\u201c \u2013 tai rinkodaros triukas, ir nors jis gali b\u016bti naudingas vartotojui, jo pagrindinis tikslas yra skatinti pardavimus. Tyrimai rodo, kad \u0161i paslauga skatina \u017emones i\u0161leisti daugiau, tod\u0117l prie\u0161 pirkdami daikt\u0105 d\u0117l to, kad j\u012f galima nemokamai i\u0161simok\u0117ti, pagalvokite, ar jums jo tikrai reikia, ar perkate tik d\u0117l viliojan\u010dio pasi\u016blymo. <\/span><\/p>\n\n\n\n

Gal\u0173 gale, nepamir\u0161kite tinkamai planuoti savo biud\u017eeto ir vertinti i\u0161laid\u0173 bei \u012fplauk\u0173<\/a>. Tuomet jokie pasi\u016blymai j\u016bs\u0173 nesuvilios tu\u0161\u010diai, o tie, kuriais nuspr\u0119site pasinaudoti, atne\u0161 tik naud\u0105 ir d\u017eiaugsm\u0105. <\/span><\/p>\n\n\n\n

__________________________<\/p>\n\n\n\n

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Nors \u201epirk dabar, mok\u0117k v\u0117liau\u201c principas egzistuoja jau ma\u017edaug 15 met\u0173, smarkiai i\u0161populiar\u0117jo jis dar visai neseniai, COVID pandemijai sukaus\u010dius pasaul\u012f. Ta\u010diau kas tai yra ir ar verta naudotis \u0161iuo pasi\u016blymu? \u0160iame straipsnyje pabandysime \u012f tai atsakyti. Kas yra \u201epirk dabar, mok\u0117k v\u0117liau\u201c pasi\u016blymai? \u0160ie pasi\u016blymai yra savoti\u0161ka paskola be pal\u016bkan\u0173 \u2013 \u012fprastai pasinaudodami \u201epirk […]<\/p>\n","protected":false},"author":1,"featured_media":5236,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1454,1457],"tags":[],"business_case_studies_tags":[],"class_list":["post-5235","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asmeniniai-finansai","category-asmeniniu-finansu-patarimai"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/210928_Blog_BuyNowPayLater_01-1.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/5235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/comments?post=5235"}],"version-history":[{"count":0,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/5235\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media\/5236"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media?parent=5235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/categories?post=5235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/tags?post=5235"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/business_case_studies_tags?post=5235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}