{"id":4657,"date":"2020-10-14T12:02:38","date_gmt":"2020-10-14T12:02:38","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/5-finansu-valdymo-patarimai-poroms"},"modified":"2024-11-08T15:48:40","modified_gmt":"2024-11-08T15:48:40","slug":"5-finansu-valdymo-patarimai-poroms","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/lt\/5-finansu-valdymo-patarimai-poroms","title":{"rendered":"5 finans\u0173 valdymo patarimai poroms"},"content":{"rendered":"\n<p>Daugeliui i\u0161 m\u016bs\u0173 n\u0117ra lengva atvirai kalb\u0117ti apie pinigus, ta\u010diau anks\u010diau ar v\u0117liau tai pasidaro b\u016btina. Tam, kad santyki\u0173 netemdyt\u0173 gin\u010dai d\u0117l pinig\u0173, b\u016btina i\u0161likti atviriems ir dalintis l\u016bkes\u010diais bei r\u016bpes\u010diais. Kaip t\u0105 padaryti be streso \u0161iandien ir aptarsime.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Atvirumas<\/strong><\/h4>\n\n\n\n<p>Turb\u016bt populiariausias santyki\u0173 patarimas, \u0161is galioja ir kalbant apie <a href=\"https:\/\/develop.wpvip.tgalpha.com\/lt\/viskas-ka-jums-reikia-zinoti-apie-transfergo-programele\">finansus<\/a>: b\u016bkite kuo atviresni. Jei jau pri\u0117jote santyki\u0173 stadij\u0105, kai bendri pinigai pasidaro aktuali tema, vadinasi, tur\u0117tum\u0117te geb\u0117ti ir pasidalinti esminiais dalykais apie savo pajamas ir \u012fsiskolinimus. Ne ma\u017eiau svarbu pasidalinti ir l\u016bkes\u010diais bei ateities planais, nenutyl\u0117kite ir savo \u012fpro\u010di\u0173: visi mes turime dalyk\u0173, kuriems esame link\u0119 i\u0161leisti daugiau, bei toki\u0173, u\u017e kuriuos nenorime mok\u0117ti dideli\u0173 sum\u0173.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Susikurkite bendrus tikslus<\/strong><\/h4>\n\n\n\n<p>Drauge nuspr\u0119skite, kokiems dalykams norite taupyti, ir darykite tai kartu. Tai gali b\u016bti ir romanti\u0161kos atostogos dviese, nam\u0173 remontas, o galb\u016bt netgi sodyba u\u017emiestyje. \u017dinoma, gali b\u016bti, kad dalis j\u016bs\u0173 svajoni\u0173 skirsis nuo t\u0173, kurias nor\u0117t\u0173 \u012fgyvendinti partneris. Tokiu atveju reik\u0117t\u0173 ie\u0161koti kompromis\u0173 arba bendriems tikslams taupyti kartu, o saviems taupyti asmeni\u0161kai.<\/p>\n\n\n\n<p><strong>&nbsp;<\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Bendra ar atskira s\u0105skaita?<\/strong><\/h4>\n\n\n\n<p>\u017dinoma, \u0161is sprendimas yra visi\u0161kai individualus, ta\u010diau turb\u016bt populiariausias variantas visgi b\u016bt\u0173 abi. Atskirose s\u0105skaitose laikykite pinigus, skirtus asmenin\u0117ms i\u0161laidoms, tuo tarpu bendr\u0105j\u0105 skirkite bendriems tikslams. J\u0105 naudokite ne tik savo svajoni\u0173 \u012fgyvendinimui, bet ir bendroms i\u0161laidoms: nuspr\u0119skite, kiek per m\u0117nes\u012f i\u0161leisite kasdieniams reikalams \u2013&nbsp;maistui, mokes\u010diams, nuomai, transportui, ir tam naudokite bendr\u0105 s\u0105skait\u0105. Tai ne tik pad\u0117s geriau suprasti partnerio \u012fpro\u010dius, bet ir i\u0161vengti nereikalingo i\u0161laidavimo.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Pasidalinkite atsakomyb\u0119<\/strong><\/h4>\n\n\n\n<p>Nuspr\u0119skite, kuris i\u0161 j\u016bs\u0173 atsakingas u\u017e mokes\u010dius, nuom\u0105, maist\u0105 ir kitas drauge patiriamas i\u0161laidas, susitarkite, kokias sumas atid\u0117site bendr\u0173 tiksl\u0173 \u012fgyvendinimui. Tai pad\u0117s s\u0105\u017einingai pasidalinti i\u0161laidas, be to, suma\u017e\u0117s buitini\u0173 r\u016bpes\u010di\u0173 (nereik\u0117s viskam r\u016bpintis vienam asmeniui). Be to, taip bus lengviau planuoti savo asmeninius finansus ir, \u017einoma, pad\u0117s i\u0161vengti gin\u010d\u0173 d\u0117l to, kas kiek i\u0161leid\u017eia bendriems tikslams.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Laikykit\u0117s plano<\/strong><\/h4>\n\n\n\n<p>Nusta\u010dius finansinius tikslus, aptarus atsakomybes ir kitus dalykus, galima nesunkiai priprasti prie tvarkos ir imti visk\u0105 daryti automati\u0161kai. \u017dinoma, puiku, kad finansiniai reikalai nebekelia r\u016bpes\u010di\u0173, ta\u010diau nereik\u0117t\u0173 j\u0173 visi\u0161kai pamir\u0161ti, kadangi pernelyg atsipalaidav\u0119 galime nepasteb\u0117ti, kaip padid\u0117ja i\u0161laidos, o kartu ir nutolsta finansini\u0173 tiksl\u0173 \u012fgyvendinimas. Be to, kei\u010diasi ir pajamos, b\u016btinosios i\u0161laidos, o gal net ir patys tikslai, tod\u0117l visk\u0105 reik\u0117t\u0173 reguliariai, kas kelis m\u0117nesius, \u012fvertinti i\u0161 naujo.<\/p>\n\n\n\n<p>__________________________<\/p>\n\n\n\n<p><em>Si\u0173skite meil\u0119 ir pinigus su TransferGo. M\u0117gaukit\u0117s greitais, saugiais ir paprastais pervedimais. Pakvieskite savo draugus prisijungti prie TransferGo ir u\u017esidirbkite \u00a320.&nbsp;<a href=\"https:\/\/develop.wpvip.tgalpha.com\/lt\/\">Prisijunkite<\/a>&nbsp;jau \u0161iandien! ?<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Daugeliui i\u0161 m\u016bs\u0173 n\u0117ra lengva atvirai kalb\u0117ti apie pinigus, ta\u010diau anks\u010diau ar v\u0117liau tai pasidaro b\u016btina. Tam, kad santyki\u0173 netemdyt\u0173 gin\u010dai d\u0117l pinig\u0173, b\u016btina i\u0161likti atviriems ir dalintis l\u016bkes\u010diais bei r\u016bpes\u010diais. Kaip t\u0105 padaryti be streso \u0161iandien ir aptarsime. Atvirumas Turb\u016bt populiariausias santyki\u0173 patarimas, \u0161is galioja ir kalbant apie finansus: b\u016bkite kuo atviresni. Jei jau [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":54323,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1454,1457],"tags":[],"business_case_studies_tags":[],"class_list":["post-4657","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asmeniniai-finansai","category-asmeniniu-finansu-patarimai"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2020\/10\/iStock-1469858734.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/4657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/comments?post=4657"}],"version-history":[{"count":0,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/4657\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media\/54323"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media?parent=4657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/categories?post=4657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/tags?post=4657"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/business_case_studies_tags?post=4657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}