{"id":4525,"date":"2018-02-26T11:18:36","date_gmt":"2018-02-26T11:18:36","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/10-budu-taupyti-pinigus-kasdien"},"modified":"2024-11-08T15:51:41","modified_gmt":"2024-11-08T15:51:41","slug":"10-budu-taupyti-pinigus-kasdien","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/lt\/10-budu-taupyti-pinigus-kasdien","title":{"rendered":"10 b\u016bd\u0173 taupyti pinigus kasdien"},"content":{"rendered":"\n

Tikslas taupyti pinigus yra labai skatintinas. Ta\u010diau kartais jis gali atrodyti itin sud\u0117tingas.<\/span>
\n<\/span>
\n<\/span>Taupymo prie\u017eastys gali b\u016bti \u012fvairios – noras \u012fsigyti nauj\u0105 automobil\u012f ar namus, noras persi\u0173sti daugiau pinig\u0173 savo \u0161eimai ar nusipirkti k\u0105 nors ypatingo, pavyzd\u017eiui, i\u0161svajotas atostogas. Vienas svarbiausi\u0173 veiksni\u0173 taupant – tur\u0117ti tiksl\u0105. Matyti, kaip santaupos art\u0117ja prie tikslo labai motyvuoja.<\/span>
\n<\/span>
\n<\/span>Prad\u0117ti taupyti yra paprasta \u2013 prad\u0117kite nuo ma\u017e\u0173 pasikeitim\u0173 kasdien ir steb\u0117kite, kaip kaupiasi pinigai. <\/span>
\n<\/span>
\n<\/span>
\nSteb\u0117kite savo i\u0161laidas<\/strong>
\n<\/span>
\n<\/span>Pirmasis \u017eingsnis yra fiksuoti kasdien \u012fsigyjamus pirkinius, net ir pa\u010dius ma\u017eiausius. Galite rasti \u012fvairi\u0173 nemokam\u0173 program\u0117li\u0173, leid\u017eian\u010di\u0173 sekti visus pirkinius ir rengti i\u0161laid\u0173 ataskaitas. Po poros savai\u010di\u0173 lengvai pasteb\u0117site, kaip galite suma\u017einti savo i\u0161laidas.<\/span>
\n<\/span>
\n<\/span>
\nPlanuokite biud\u017eet\u0105<\/strong>
\n<\/span>
\n<\/span>Norint sutaupyti pinig\u0173 b\u016btina tur\u0117ti biud\u017eet\u0105. Biud\u017eetas neturi b\u016bti sud\u0117tingas. Tiesiog sura\u0161ykite savo b\u016btin\u0105sias bei kitas i\u0161laidas. \u012etraukite sum\u0105, kuri\u0105 norite sutaupyti, ir atsitiktines i\u0161laidas, pvz., pramogas ir r\u016bbus.<\/span>
\n<\/span>
\n<\/span>
\n<\/span>Atsisakykite kavos<\/strong>
\n<\/span>
\n<\/span>Dienos prad\u017eia su kavin\u0117je \u012fsigyta kava yra pla\u010diai paplit\u0119s \u012fprotis, galintis kainuoti iki \u20ac1100 per metus. Suma\u017einus \u0161\u012f \u012fprot\u012f iki vieno-dviej\u0173 kart\u0173 per savait\u0119 galima daug sutaupyti. Kav\u0105 galite i\u0161sivirti namie ir ne\u0161tis j\u0105 \u012f darb\u0105 termose.<\/span>
\n<\/span>
\n<\/span>
\n<\/span>Ne\u0161kit\u0117s pietus \u012f darb\u0105<\/strong>
\n<\/span>
\n<\/span>Tarkime, kasdien pietums i\u0161leid\u017eiate \u20ac7, per metus tai sudaro \u20ac1750. Ruo\u0161dami pietus namuose i\u0161 vakaro ne tik sutaupysite, jie bus sveikesni.<\/span>
\n<\/span>
\n<\/span>
\n<\/span>Mok\u0117kite grynaisiais<\/strong>
\n<\/span>
\n<\/span>Naudodami kreditin\u0119 ar debetin\u0119 kortel\u0119 da\u017enai nepastebite, kiek i\u0161leid\u017eiate. Be to, kreditin\u0117s kortel\u0117s pal\u016bkanos gali pasiekti i\u0161ties dideles sumas. Mokant grynaisiais matysite, kiek pinig\u0173 i\u0161leid\u017eiate ir gal\u0117site kontroliuoti savo biud\u017eet\u0105 – i\u0161leiskite tik tiek, kiek turite pinigin\u0117je ir nei\u0161gryninkite daugiau.<\/span>
\n<\/span>
\n<\/span>
\n<\/span>Suma\u017einkite komunalines i\u0161laidas<\/strong>
\n<\/span>
\n<\/span>Suma\u017einus termostato temperat\u016br\u0105 vos vienu ar dviem laipsniais suma\u017einsite \u0161ildymo i\u0161laidas. Kiti nedideli \u017eingsneliai, pavyzd\u017eiui, nenaudojam\u0173 prietais\u0173 arba \u0161viesos i\u0161jungimas i\u0161einant i\u0161 kambario taip pat prie to prisid\u0117s.<\/span>
\n<\/span>
\n<\/span>
\n<\/span>Per\u017ei\u016br\u0117kite savo mobiliojo telefono plan\u0105<\/strong>
\n<\/span>
\n<\/span>N\u0117ra joki\u0173 abejoni\u0173, kad mobilieji telefonai yra b\u016btinyb\u0117. Ta\u010diau b\u016btinai pasirinkite geriausiai jums tinkant\u012f plan\u0105. Da\u017enai mes mokame u\u017e paslaugas, kurios atrodo naudingos, ta\u010diau jomis naudojam\u0117s retai.<\/span>
\n<\/span>
\n<\/span>
\n<\/span>Pirmiausia sumok\u0117kite u\u017e save<\/strong>
\n<\/span>
\n<\/span>Savo santaupas laikykite kitoje s\u0105skaitoje. Daugelyje bank\u0173 galima nustatyti automatinius pervedimus \u012f taupom\u0105j\u0105 s\u0105skait\u0105 i\u0161 kiekvieno atlyginimo. Nusta\u010dius tok\u012f automatin\u012f pervedim\u0105 nebegal\u0117site leisti pinig\u0173 neplanuotiems daiktams.<\/span>
\n<\/span>
\n<\/span>
\nDaugiau valgykite namie<\/strong>
\n<\/span>
\n<\/span>Valgymas kavin\u0117se ir restoranuose yra viena i\u0161 did\u017eiausi\u0173 nam\u0173 \u016bki\u0173 i\u0161laid\u0173. Suma\u017einkite apsilankym\u0173 restoranuose skai\u010di\u0173. Geriausiai to pasieksite suplanav\u0119 savo meniu visai savaitei ir atitinkamai sudar\u0119 savo pirkini\u0173 s\u0105ra\u0161\u0105. Tokiu b\u016bdu taip pat sutaupysite pinig\u0173 suma\u017eindami impulsyvius apsipirkimus parduotuv\u0117je.<\/span>
\n<\/span>
\n<\/span>
\n<\/span>I\u0161venkite impulsyvi\u0173 pirkim\u0173<\/strong>
\n<\/span>
\n<\/span>Kai viskas, ko norime, pasiekiama vos keletu mygtuko spustel\u0117jim\u0173, labai lengva pasidavus impulsui i\u0161leisti daugiau, nei galite. B\u016btinai apgalvokite, ar daikto jums reikia, ar jo tik norite. Nustatykite rib\u0105 savo pirkiniams. Jei norite \u012fsigyti prek\u0119, vir\u0161ijan\u010di\u0105 \u0161i\u0105 rib\u0105, palaukite 48 valandas ir tik tada nuspr\u0119skite.<\/span>
\n<\/span>
\n<\/span>\u201eTransferGo\u201c tinklar\u0161tyje skelbiami \u012fvair\u016bs straipsniai, padedantys sutaupyti pinigus, \u012fskaitant patarimus apie naudingas pinig\u0173 taupymo program\u0117les bei kaip sutaupyti pinig\u0173 verdant al\u0173 namuose. Be to, \u201eTransferGo\u201c nuolat taupo klient\u0173 pinigus si\u016blydami pigius, fiksuot\u0173 tarif\u0173 pervedimus.<\/span><\/p>\n\n\n\n

_________________________<\/p>\n\n\n\n

Si\u0173skite meil\u0119 ir pinigus su TransferGo. M\u0117gaukit\u0117s greitais, saugiais ir paprastais pervedimais. Pakvieskite savo draugus prisijungti prie TransferGo ir u\u017esidirbkite \u00a320. Prisijunkite<\/a> jau \u0161iandien! ?<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Tikslas taupyti pinigus yra labai skatintinas. Ta\u010diau kartais jis gali atrodyti itin sud\u0117tingas. Taupymo prie\u017eastys gali b\u016bti \u012fvairios – noras \u012fsigyti nauj\u0105 automobil\u012f ar namus, noras persi\u0173sti daugiau pinig\u0173 savo \u0161eimai ar nusipirkti k\u0105 nors ypatingo, pavyzd\u017eiui, i\u0161svajotas atostogas. Vienas svarbiausi\u0173 veiksni\u0173 taupant – tur\u0117ti tiksl\u0105. Matyti, kaip santaupos art\u0117ja prie tikslo labai motyvuoja. Prad\u0117ti […]<\/p>\n","protected":false},"author":1,"featured_media":4526,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1454,1457],"tags":[],"business_case_studies_tags":[],"class_list":["post-4525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asmeniniai-finansai","category-asmeniniu-finansu-patarimai"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/Blog-1-100.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/4525","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/comments?post=4525"}],"version-history":[{"count":0,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/4525\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media\/4526"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media?parent=4525"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/categories?post=4525"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/tags?post=4525"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/business_case_studies_tags?post=4525"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}