{"id":33482,"date":"2023-05-11T09:13:27","date_gmt":"2023-05-11T09:13:27","guid":{"rendered":"https:\/\/develop.wpvip.tgalpha.com\/?p=33482"},"modified":"2025-01-20T12:42:22","modified_gmt":"2025-01-20T12:42:22","slug":"kas-yra-national-insurance-ir-ka-svarbu-zinoti","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/lt\/kas-yra-national-insurance-ir-ka-svarbu-zinoti","title":{"rendered":"Kas yra national insurance ir k\u0105 svarbu \u017einoti?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Jei gyvenate ir dirbate Jungtin\u0117je Karalyst\u0117je, tikriausiai pasteb\u0117jote, kad i\u0161 j\u016bs\u0173 darbo u\u017emokes\u010dio yra nuskai\u010diuojamos <em>national insurance<\/em> \u012fmokos (NIC)..<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ta\u010diau gali kilti klausimas kas yra <em>national insurance<\/em> (NI)? Kam jis reikalingas? Ir kaip gauti NI numer\u012f?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u016bs\u0173 trumpas vadovas apie <em>national insurance<\/em> pad\u0117s jums.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><em>National insurance<\/em> &#8211; kas tai?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><em>National insurance<\/em> yra valstyb\u0117s mokestis skai\u010diuojamas nuo j\u016bs\u0173 u\u017edarbio ir (arba) savaranki\u0161kai dirban\u010di\u0173 asmen\u0173 pelno. Taip pat kaip ir pajam\u0173 mokestis, visos \u012fmokos mokamos \u012f fond\u0105, padedant\u012f apmok\u0117ti tam tikras valstyb\u0117s i\u0161mokas, kai asmenims prireikia pagalbos.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2024\u20132025 mokestiniais metais JK b\u016bsite apmokestinami NIC, kai jums sukaks 16 met\u0173 ir j\u016bs\u0173 u\u017edirbamos pajamos pasieks tam tikr\u0105 lyg\u012f. \u0160iuo metu tai yra <span style=\"font-weight: 400\">\u00a3<\/span>242 per savait\u0119, jei esate dirbantys. Savaranki\u0161kai dirban\u010di\u0173 asmen\u0173 pelnas turi vir\u0161yti <span style=\"font-weight: 400\">\u00a3<\/span>12 570 per metus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prie\u0161 prad\u0117dami mok\u0117ti <em>national insurance<\/em>, turite tur\u0117ti NI numer\u012f. Jei dirbate JK, tur\u0117site prad\u0117ti mok\u0117ti NIC, kai tik prad\u0117site dirbti savo darbdaviui. JK negalite prad\u0117ti dirbti nepateik\u0119 pra\u0161ymo d\u0117l <em>national insurance<\/em> numerio.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O pasiekus valstybin\u012f pensin\u012f am\u017ei\u0173, NIC mok\u0117ti visai nebereikia. Super!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Kaip gauti <em>national insurance<\/em> numer\u012f?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jei esate migrantas JK, biometriniame leidime gyventi jums tur\u0117t\u0173 b\u016bti suteiktas <em>national insurance<\/em> numeris. Jei tokiu b\u016bdu jis nebuvo jums paskirtas, tur\u0117tum\u0117te kreiptis d\u0117l jo i\u0161 karto, kai tik atvyksite \u012f JK. Tai galima padaryti paskambinus NI pagalbos telefono numeriu 0800 141 2075.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">JK pilie\u010diai gauna savo NI numer\u012f ir kortel\u0119 automati\u0161kai, art\u0117jant 16-ajam gimtadieniui. Jei esate JK pilietis, jaunesnis nei 20 met\u0173 ir negavote savo NI numerio, tur\u0117tum\u0117te skambinti pagalbos linija 0300 200 3500. Jei esate vyresnis nei 20 met\u0173, tur\u0117tum\u0117te susisiekti su <em>national insurance<\/em> linija 0800 141 2075.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nor\u0117dami gauti Jungtin\u0117s Karalyst\u0117s socialinio draudimo numer\u012f (National Insurance Number) 2025 metais, Lietuvos pilie\u010diai turi atlikti \u0161iuos veiksmus:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Turite gyventi JK ir b\u016bti vyresni nei 16 met\u0173.<\/li>\n\n\n\n<li>Jei dirbate ar esate savaranki\u0161kai dirbantis, turite pasiekti tam tikr\u0105 pajam\u0173 lyg\u012f.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Galite u\u017epildyti parai\u0161k\u0105 internetu per <a>Jungtin\u0117s Karalyst\u0117s vyriausybes svetain\u0119<\/a>. Reikalingi asmens duomenys ir tapatyb\u0117s patvirtinimas (pasas ar asmens tapatyb\u0117s kortel\u0117).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jei negalite pateikti parai\u0161kos internetu, paskambinkite \u012f Nacionalinio draudimo linij\u0105: 0300 200 3500.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jums bus reikalingi \u0161ie dokumentai:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tapatyb\u0119 patvirtinantis dokumentas<\/strong> (pasas ar asmens tapatyb\u0117s kortel\u0117).<\/li>\n\n\n\n<li><strong>Adresas JK<\/strong> (pavyzd\u017eiui, komunalini\u0173 paslaug\u0173 s\u0105skaita ar banko i\u0161ra\u0161as).<\/li>\n\n\n\n<li><strong>Imigracijos statuso patvirtinimo<\/strong>: tai gali b\u016bti biometrinis gyvenamosios vietos leidimas (BRP), viza arba gyvenamosios vietos kortel\u0117.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pateik\u0119 parai\u0161k\u0105, po ma\u017edaug 4-6 savai\u010di\u0173 savo NI numer\u012f gausite pa\u0161tu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Svarbu prisiminti, kad JK negalite prad\u0117ti dirbti nepateik\u0119 pra\u0161ymo d\u0117l <em>national insurance <\/em>numerio. Pateik\u0119 pra\u0161ym\u0105, galite legaliai dirbti tol, kol \u012frodysite savo teis\u0119 dirbti JK. Kai gausite NI numer\u012f, tur\u0117tum\u0117te \u012fsitikinti, kad j\u016bs\u0173 darbdavys atnaujino savo \u012fra\u0161us.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Kokie yra <em>national insurance<\/em> tipai?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yra \u0161e\u0161ios skirtingos <em>national insurance<\/em> \u012fmok\u0173 \u201eklas\u0117s\u201c. Kuri \u201eklas\u0117\u201d bus priskirta jums, priklausys nuo j\u016bs\u0173 aplinkybi\u0173. NI r\u016b\u0161ys yra \u0161ios:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1 klas\u0117: jei esate darbuotojas, u\u017edirbantis daugiau nei 242 GBP per savait\u0119 ir esate jaunesnis nei valstybinis pensijos am\u017eius, darbdavys automati\u0161kai apmokestins 1 klas\u0117s NIC.<\/li>\n\n\n\n<li>1A arba 1B klas\u0117: kartais darbdaviai moka NIC tiesiogiai u\u017e savo darbuotojo i\u0161laidas ar i\u0161mokas. \u0160iuo atveju j\u016bs\u0173 mokamas NIC bus 1A arba 1B klas\u0117s.<\/li>\n\n\n\n<li>2 klas\u0117: jei dirbate savaranki\u0161kai ir j\u016bs\u0173 pelnas yra \u00a312 570 ar daugiau per metus, tur\u0117site mok\u0117ti ir 2, ir 4 klas\u0117s \u012fmokas. \u0160iuo metu tai yra \u00a33,45 per savait\u0119.<\/li>\n\n\n\n<li>3 klas\u0117: jei dirbate savaranki\u0161kai ir j\u016bs\u0173 metinis pelnas yra ma\u017eesnis nei \u00a312 570, galite pasirinkti mok\u0117ti <a href=\"https:\/\/www.gov.uk\/voluntary-national-insurance-contributions\" rel=\"nofollow noopener\" target=\"_blank\">savanori\u0161kas \u012fmokas<\/a>. Tai u\u017epildys j\u016bs\u0173 NI \u012fra\u0161o spragas arba pad\u0117s \u0161i\u0173 sprag\u0173 i\u0161vengti.<\/li>\n\n\n\n<li>4 klas\u0117: \u0161io tipo NI taikomas, jei dirbate savaranki\u0161kai ir j\u016bs\u0173 metinis pelnas yra \u00a312 570 ar daugiau.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">2024\u20132025 mokestiniais metais 1 klas\u0117s NIC tarifas yra 12%, kai pajamos yra nuo \u00a3242 iki \u00a3967 per savait\u0119 (nuo \u00a31,048 iki \u00a34,189 per m\u0117nes\u012f) ir 2% nuo vis\u0173 \u0161i\u0105 sum\u0105 vir\u0161ijan\u010di\u0173 pajam\u0173.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tuo tarpu 2 klas\u0117s mok\u0117jimai yra \u00a33,45 per savait\u0119, o 4 klas\u0117s mok\u0117jimai \u2013 9% nuo \u00a312,570\u2013\u00a350,270 pelno. Pelnas, vir\u0161ijantis \u00a350,270, apmokestinamas 2%.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Kod\u0117l reikia mok\u0117ti <em>national insurance<\/em>?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mok\u0117dami NI turite teis\u0119 gauti tam tikras valstybines i\u0161mokas. Taip pat, norint gauti valstybin\u0119 pensij\u0105 tam tikr\u0105 met\u0173 skai\u010di\u0173 turite mok\u0117ti NIC. Jei neatlikote reikiamos minimalios \u012fmok\u0173 sumos, galite netur\u0117ti teis\u0117s gauti pensij\u0105. M\u016bs\u0173 <a href=\"https:\/\/develop.wpvip.tgalpha.com\/lt\/pensija-jungtineje-karalysteje\">JK valstybin\u0117s pensijos vadove<\/a> rasite daugiau informacijos \u0161ia tema.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Be pagrindin\u0117s valstybin\u0117s pensijos, papildomos valstybin\u0117s pensijos ir naujos valstybin\u0117s pensijos, i\u0161 <em>national insurance<\/em> \u012fmok\u0173 finansuojamos \u0161ios i\u0161mokos:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Sveikatos prie\u017ei\u016bra:<\/strong> National Insurance finansuoja nemokam\u0105 sveikatos prie\u017ei\u016br\u0105 (NHS) Jungtin\u0117je Karalyst\u0117je.<\/li>\n\n\n\n<li><strong>Socialin\u0117s garantijos:<\/strong> \u012emokos padeda gauti socialines i\u0161mokas, tokias kaip nedarbo pa\u0161alpos, ligos ar invalidumo i\u0161mokos.<\/li>\n\n\n\n<li><strong>Mamos ir t\u0117\u010dio atostogos:<\/strong> U\u017etikrina teis\u0119 \u012f motinyst\u0117s, t\u0117vyst\u0117s ir t\u0117v\u0173 atostogas.<\/li>\n\n\n\n<li><strong>Darbo teis\u0117s:<\/strong> Mok\u0117dami National Insurance, turite teis\u0119 \u012f \u012fvairias darbo teises ir apsaug\u0105.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">4 klas\u0117s \u012fmokos paprastai ne\u012fskai\u010diuojamos \u012f valstyb\u0117s i\u0161mokas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Kaip atlikti <em>national insurance<\/em> \u012fmokas?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jei dirbate, NI bus automati\u0161kai i\u0161skai\u010diuotas i\u0161 j\u016bs\u0173 m\u0117nesinio atlyginimo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ta\u010diau jei dirbate savaranki\u0161kai, j\u016bs turite patys atlikti \u012fmokas. Tai atliekama kasmetinio sav\u0119s vertinimo proceso metu (angl. self-assessment). O suma, kuri\u0105 mokate u\u017e 4 klas\u0117s NIC, apskai\u010diuojama kiekvien\u0173 met\u0173 pabaigoje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sav\u0119s vertinimo procesas (angl. self-assessment) yra procesas, kurio metu savaranki\u0161kai dirbantys asmenys ar tie, kurie turi papildom\u0173 pajam\u0173, privalo deklaruoti savo u\u017edarb\u012f ir apskai\u010diuoti, kiek mokes\u010di\u0173 jie turi sumok\u0117ti.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tai vyksta kasmet, kai j\u016bs u\u017epildote mokes\u010di\u0173 deklaracij\u0105 (HMRC form\u0105), kurioje nurodote savo pajamas, i\u0161laidas ir kitus finansinius duomenis. Pagal \u0161i\u0105 informacij\u0105, mokes\u010di\u0173 tarnyba apskai\u010diuoja, kiek turite sumok\u0117ti mokes\u010di\u0173, \u012fskaitant ir National Insurance (NI) \u012fmokas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pavyzd\u017eiui, jei dirbate savaranki\u0161kai, j\u016bs kasmet pateikiate savo pajamas ir i\u0161laidas HMRC, ir jie apskai\u010diuoja, kiek turite sumok\u0117ti National Insurance ir kit\u0173 mokes\u010di\u0173.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Svarbu \u017einoti, kad sav\u0119s vertinimo procesas taikomas tik tiems, kurie dirba savaranki\u0161kai arba turi papildom\u0173 pajam\u0173, neatskai\u010dius mokes\u010di\u0173 (pavyzd\u017eiui, i\u0161 nuomos ar investicij\u0173).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Savo NI \u012fra\u0161\u0105 galite patikrinti internetu <a href=\"https:\/\/www.gov.uk\/check-national-insurance-record\" rel=\"nofollow noopener\" target=\"_blank\">vyriausyb\u0117s svetain\u0117je<\/a>. Svarbu sekti savo \u012fna\u0161us, kad pamatytum\u0117te, ar n\u0117ra sprag\u0173 ar kredit\u0173.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Kas nutiks, jei mane \u012f JK i\u0161siun\u010dia dirbti u\u017esienio darbdavys?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jei dirbate u\u017esienyje, bet esate paskirtas dirbti JK, jums taikomos taisykl\u0117s priklauso nuo to, ar j\u016bs\u0173 gimtoji \u0161alis yra:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>EEE \u0161alyje arba \u0160veicarijoje \u2013 daugiau informacijos rasite <a href=\"https:\/\/www.litrg.org.uk\/tax-guides\/migrants\/national-insurance-migrants\/what-if-i-am-posted-worker-eu-norway-iceland\" rel=\"nofollow noopener\" target=\"_blank\">\u0161iame vadove<\/a><\/li>\n\n\n\n<li><font style=\"vertical-align: inherit\"><font style=\"vertical-align: inherit\">any country with which the UK has a social security agreement &#8211; read <\/font><\/font><a href=\"https:\/\/www.litrg.org.uk\/tax-guides\/migrants\/national-insurance-migrants\/what-if-i-come-non-eu-country-which-uk-has-social\" rel=\"nofollow noopener\" target=\"_blank\"><font style=\"vertical-align: inherit\"><font style=\"vertical-align: inherit\">this guide<\/font><\/font><\/a><font style=\"vertical-align: inherit\"><font style=\"vertical-align: inherit\"> if this is your case<\/font><\/font><\/li>\n\n\n\n<li>bet kuri kita \u0161alis, kuri nepriklauso n\u0117 vienai i\u0161 pirmiau min\u0117t\u0173 kategorij\u0173 \u2013 <a href=\"https:\/\/www.litrg.org.uk\/tax-guides\/migrants\/national-insurance-migrants\/what-if-i-come-country-no-social-security-agreement\" target=\"_blank\" rel=\"noopener\">\u0161iame vadove<\/a> rasite daugiau informacijos<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Jei dirbate JK pagal vietin\u0119 JK darbo sutart\u012f, tuomet, kai tik prad\u0117site dirbti, tur\u0117site mok\u0117ti JK NIC. \u0160i taisykl\u0117 galioja nepriklausomai nuo to, i\u0161 kur esate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">__________________<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Si\u0173skite meil\u0119 ir pinigus su TransferGo. M\u0117gaukit\u0117s greitais, saugiais ir paprastais pervedimais. Pakvieskite savo draugus prisijungti prie TransferGo ir u\u017esidirbkite \u00a320.&nbsp;<em><a href=\"https:\/\/develop.wpvip.tgalpha.com\/lt\/\">Prisijunkite<\/a>&nbsp;jau \u0161iandien<\/em>! ?<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jei gyvenate ir dirbate Jungtin\u0117je Karalyst\u0117je, tikriausiai pasteb\u0117jote, kad i\u0161 j\u016bs\u0173 darbo u\u017emokes\u010dio yra nuskai\u010diuojamos national insurance \u012fmokos (NIC).. Ta\u010diau gali kilti klausimas kas yra national insurance (NI)? Kam jis reikalingas? Ir kaip gauti NI numer\u012f? M\u016bs\u0173 trumpas vadovas apie national insurance pad\u0117s jums. National insurance &#8211; kas tai? National insurance yra valstyb\u0117s mokestis skai\u010diuojamas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":33737,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1466,1467],"tags":[574,591,570,640,638],"business_case_studies_tags":[],"class_list":["post-33482","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gyvenimas-uzsienyje","category-gyvenimo-uzsienyje-patarimai","tag-asmeniniai-finansai","tag-darbo-rinka","tag-finansai","tag-jungtine-karalyste","tag-national-insurance"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2023\/05\/Uk-insurance-e1684418968692.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/33482","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/comments?post=33482"}],"version-history":[{"count":3,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/33482\/revisions"}],"predecessor-version":[{"id":104162,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/posts\/33482\/revisions\/104162"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media\/33737"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/media?parent=33482"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/categories?post=33482"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/tags?post=33482"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/lt\/wp-json\/wp\/v2\/business_case_studies_tags?post=33482"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}