{"id":70635,"date":"2024-06-18T10:56:57","date_gmt":"2024-06-18T10:56:57","guid":{"rendered":"https:\/\/develop.wpvip.tgalpha.com\/santander-international-transfers"},"modified":"2025-01-06T14:18:33","modified_gmt":"2025-01-06T14:18:33","slug":"santander-international-transfers","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/gb\/santander-international-transfers","title":{"rendered":"Santander international transfers UK: Fees, exchange rates and transfer times in 2025"},"content":{"rendered":"\n<p>Santander, like many traditional banks, offers a variety of methods for making international payments, though its Mobile Banking app does not support these transactions.&nbsp;<\/p>\n\n\n\n<p>International payments can take between one and four days, depending on the payment type, with fees up to \u00a325.00.&nbsp;<\/p>\n\n\n\n<p>While Santander offers these services, it&#8217;s important to consider other digital options like <a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/\">TransferGo<\/a>, which may provide faster and more cost-effective solutions for international transfers.<\/p>\n\n\n\n<p>This is how Santander compares to TransferGo:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Santander charges<\/strong><\/td><td><strong>TransferGo charges<\/strong><\/td><\/tr><tr><td>Exchange rates<\/td><td>2% to 4% of total transfer amount <br>[Source: <a href=\"https:\/\/www.topmoneycompare.com\/guides\/santander-international-transfers\" target=\"_blank\" rel=\"noopener\">TopMoneyCompare<\/a>]<\/td><td>0.5% to 1.5% of total transfer amount<\/td><\/tr><tr><td>Transfer fees<\/td><td>Electronic transfer (standard): \u00a325<br>Currency draft (cheque): \u00a310<br>Electronic Euro transfer (non-urgent: SEPA): Free<\/td><td><br>Same day delivery: \u00a31.99 &#8211; \u00a32.99<br>Next day delivery: \u00a32.99<br>30 minute delivery: \u00a32.99&nbsp;<\/td><\/tr><tr><td>Additional fees<\/td><td>Intermediary bank fees may apply<\/td><td>Transparent fees (included in the recipient amount)<\/td><\/tr><tr><td>Transfer limit<\/td><td>Single transfer limit: \u00a325,000<br>24 hour limit: \u00a3100,000<\/td><td>Subject to receiver country and delivery method<\/td><\/tr><tr><td>Transfer times (UK and Europe)<\/td><td rowspan=\"2\">One to four working days depending on currency and payment method<\/td><td rowspan=\"2\">Four delivery options:<br>30 minutes<br>End of the same day&nbsp;<br>Next working day, until noon<br>One working day<\/td><\/tr><tr><td>Transfer times (outside Europe)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2><\/h2><nav><ul><li class=\"\"><a href=\"#how-santander-charges-for-international-transfers\">How Santander charges for international transfers\u00a0<\/a><ul><li class=\"\"><a href=\"#santander-international-transfer-exchange-rates\">Santander international transfer exchange rates<\/a><\/li><li class=\"\"><a href=\"#how-does-this-compare-to-transfer-go\">How does this compare to TransferGo?<\/a><\/li><li class=\"\"><a href=\"#santander-international-transfer-fees\">Santander international transfer fees<\/a><\/li><li class=\"\"><a href=\"#santander-international-transfer-additional-fees\">Santander international transfer additional fees<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#how-long-does-it-take-to-make-an-international-transfer-with-santander\">How long does it take to make an international transfer with Santander?<\/a><\/li><li class=\"\"><a href=\"#how-to-make-an-international-transfer-with-santander-step-by-step\">How to make an international transfer with Santander step-by-step<\/a><\/li><li class=\"\"><a href=\"#what-information-is-required-for-an-international-money-transfer-with-santander\">What information is required for an international money transfer with Santander?<\/a><\/li><li class=\"\"><a href=\"#how-do-santander-international-transfers-compare-to-other-banks\">How do Santander international transfers compare to other banks?<\/a><ul><li class=\"\"><a href=\"#exchange-rates\">Exchange rates<\/a><\/li><li class=\"\"><a href=\"#transfer-fees\">Transfer fees<\/a><\/li><li class=\"\"><a href=\"#transfer-limit\">Transfer limit<\/a><\/li><li class=\"\"><a href=\"#transfer-times-uk-to-europe\">Transfer times \u2013 UK to Europe<\/a><\/li><li class=\"\"><a href=\"#transfer-times-uk-eu-to-rest-of-world\">Transfer times \u2013 UK\/EU to rest of world<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#santander-customer-satisfaction\">Santander customer satisfaction<\/a><\/li><li class=\"\"><a href=\"#santander-contacts\">Santander contacts<\/a><\/li><li class=\"\"><a href=\"#summary\">Summary<\/a><\/li><li class=\"\"><a href=\"#sources\">Sources<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2024\/06\/iStock-1213860433-1-1024x683.jpg\" alt=\"\" class=\"wp-image-70569\"\/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-santander-charges-for-international-transfers\"><strong>How Santander charges for international transfers\u00a0<\/strong><\/h2>\n\n\n\n<p>Just like any other traditional bank, making an international transfer with Santander comes with two main charges: transfer fees and exchange rates.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Santander charges<\/strong><\/td><td><strong>TransferGo charges<\/strong><\/td><\/tr><tr><td>Exchange rates<\/td><td>2% to 4% of total transfer amount <br>[Source: <a href=\"https:\/\/www.topmoneycompare.com\/guides\/santander-international-transfers\" target=\"_blank\" rel=\"noopener\">TopMoneyCompare<\/a>]<\/td><td>0.5% to 1.5% of total transfer amount<\/td><\/tr><tr><td>Transfer fees<\/td><td><br>Electronic transfer (standard): \u00a325<br>Currency draft (cheque): \u00a310<br>Electronic Euro transfer (non-urgent: SEPA): Free<\/td><td><br>Same day delivery: \u00a31.99 &#8211; \u00a32.99<br>Next day delivery: \u00a32.99<br>30 minute delivery: \u00a32.99&nbsp;<\/td><\/tr><tr><td>Additional fees<\/td><td>Intermediary bank fees may apply.<\/td><td>Transparent fees (included in the recipient amount)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>For standard electronic transfers, Santander charges a \u00a325 fee, which is the quickest method to transfer funds internationally, especially for payments in EUR and USD that can arrive the same day if processed before the cutoff time.&nbsp;<\/p>\n\n\n\n<p>For non-urgent SEPA transfers in Euros, there is no fee, but the transfer may take longer.&nbsp;Currency drafts come with a \u00a310 fee.&nbsp;<\/p>\n\n\n\n<p>These fees stand in contrast to <a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noopener\">TransferGo<\/a>\u2019s transparent and inclusive fee structure, which includes same-day delivery for as low as \u00a31.99.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"santander-international-transfer-exchange-rates\"><strong>Santander international transfer exchange rates<\/strong><\/h3>\n\n\n\n<p>Exchange rates are the most significant factor affecting the cost of international money transfers.&nbsp;<\/p>\n\n\n\n<p>The exchange rates offered by Santander depend on both the amount and the currency being transferred, and vary between 2% to 4% of the total transfer amount, according to a study by <a href=\"https:\/\/www.topmoneycompare.com\/guides\/santander-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>.<\/p>\n\n\n\n<p>Besides substantially increasing the cost of transfers, this markup acts as a hidden fee and may not be evident during the transfer setup.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-does-this-compare-to-transfer-go\"><strong>How does this compare to TransferGo?<\/strong><\/h3>\n\n\n\n<p>TransferGo charges a small FX markup on the mid-market rate, ranging between 0.5% and 1.5% based on the destination of your transfer.<\/p>\n\n\n\n<p>These exchange rates are among the most favourable on the market, which is why TransferGo consistently secures a <a href=\"https:\/\/www.monito.com\/en\/send-money-with\/transfergo\" target=\"_blank\" rel=\"noreferrer noopener\">9\/10 Exchange Rate Score on Monito<\/a>.<\/p>\n\n\n\n<p>In other words, TransferGo allows the recipient to receive more money compared to Santander\u2019s exchange rates.<\/p>\n\n\n\n<p>TransferGo also includes all the fees in the amount your receiver gets: for the transfer to go through, you just pay in the exact same amount you entered in your transfer order.&nbsp;<\/p>\n\n\n\n<p>Ultimately, there are <em>no hidden fees<\/em> when making international transfers with TransferGo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"santander-international-transfer-fees\"><strong>Santander international transfer fees<\/strong><\/h3>\n\n\n\n<p>Santander&#8217;s fee structure for international transfers includes different charges based on the type of payment.&nbsp;<\/p>\n\n\n\n<p>Electronic transfers come with a \u00a325 fee, while currency drafts cost \u00a310.&nbsp;<\/p>\n\n\n\n<p>SEPA transfers in Euros are free but are limited to non-urgent transactions.&nbsp;<\/p>\n\n\n\n<p>Compared to Santander\u2019s fee structure, <a href=\"http:\/\/transfergo.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">TransferGo<\/a> ensures transparent and inclusive fees based on delivery options, eliminating the need for senders or receivers to cover any additional funds:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Same day delivery: \u00a31.99 \u2013 \u00a32.99<\/li>\n\n\n\n<li>Next day delivery: \u00a32.99<\/li>\n\n\n\n<li>30 minute delivery: \u00a32.99&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"santander-international-transfer-additional-fees\"><strong>Santander international transfer additional fees<\/strong><\/h3>\n\n\n\n<p>Besides the standard transfer fees and exchange rate markups, international transfers with Santander may also incur additional charges that are not under Santander&#8217;s control, such as those imposed by intermediary banks.&nbsp;<\/p>\n\n\n\n<p>Conversely, <a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">TransferGo<\/a>&#8216;s fee system clearly displays the total amount the recipient will receive at the time of transfer setup, avoiding any unexpected deductions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-long-does-it-take-to-make-an-international-transfer-with-santander\"><strong>How long does it take to make an international transfer with Santander?<\/strong><\/h2>\n\n\n\n<p>Santander&#8217;s international transfer times can vary significantly, influenced by several factors including the currency used and the destination of the funds.&nbsp;<\/p>\n\n\n\n<p>Here are some scenarios impacting the timing:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Sending money outside the UK in Pounds:<\/strong> Next working day<\/li>\n\n\n\n<li><strong>Sending money outside the UK in currencies other than Pounds, Euros, or US Dollars:<\/strong> Up to four working days<\/li>\n\n\n\n<li><strong>Sending money within or outside the UK in Euros:<\/strong> One to four working days<\/li>\n\n\n\n<li><strong>Sending money within the SEPA in Euros using the non-urgent method:<\/strong> Next working day<\/li>\n\n\n\n<li><strong>Sending money within or outside the UK in US Dollars:<\/strong> One to four working days<\/li>\n<\/ul>\n\n\n\n<p>In contrast to these conditions, <a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">TransferGo <\/a> offers a straightforward and transparent system that allows customers to select their preferred timing before initiating a transfer:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One working day<\/li>\n\n\n\n<li>By the end of the same day the transfer was created<\/li>\n\n\n\n<li>The next working day, until noon<\/li>\n\n\n\n<li>In as little as 30 minutes<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2024\/06\/iStock-1454829632-1-1024x683.jpg\" alt=\"\" class=\"wp-image-70580\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-make-an-international-transfer-with-santander-step-by-step\"><strong>How to make an international transfer with Santander step-by-step<\/strong><\/h2>\n\n\n\n<p>To make an international payment with Santander via online banking:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log into online banking.<\/li>\n\n\n\n<li>Go to the &#8216;Payments &amp; transfers&#8217; tab.<\/li>\n\n\n\n<li>Click &#8216;International payments&#8217; in the left-hand menu.<\/li>\n\n\n\n<li>Follow the on-screen instructions, which may include entering an OTP sent to your registered mobile number and providing necessary details like IBAN or BIC.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-information-is-required-for-an-international-money-transfer-with-santander\"><strong>What information is required for an international money transfer with Santander?<\/strong><\/h2>\n\n\n\n<p>When making an international transfer with Santander, ensure you have the recipient&#8217;s full name, account number or IBAN, their bank\u2019s BIC, and any necessary routing codes or additional information required by the destination country.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-do-santander-international-transfers-compare-to-other-banks\"><strong>How do Santander international transfers compare to other banks?<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"exchange-rates\"><strong>Exchange rates<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Exchange rates<\/strong><\/td><\/tr><tr><td>Santander<\/td><td>2% to 4% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/santander-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/barclays-international-transfers\">Barclays<\/a><\/td><td>3% to 4% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td>Halifax<\/td><td>0 \u2013 \u00a325,000: 3.55%<br>\u00a325,000.01 \u2013 \u00a375,000: 2.40%&nbsp;<br>\u00a375,000.01 \u2013 \u00a3250,000: 2.00%&nbsp;<br>\u00a3250,000.01 and above: 1.50%[<a href=\"https:\/\/www.halifax.co.uk\/aboutonline\/payments-and-transfers\/international-payments\/send-money-guide.html#:~:text=If%2520the%2520current%2520GBP%252FEUR,our%2520current%2520margin%2520of%25203.55%2525.\" target=\"_blank\" rel=\"noreferrer noopener\">Halifax Exchange Margin Calculator<\/a>]<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/hsbc-uk-international-transfers\">HSBC<\/a><\/td><td>1.5% to 3% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/hsbc-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td>Lloyds<\/td><td>0 \u2013 \u00a325,000: 2.60%<br>\u00a325,001 and above: Variable [<a href=\"https:\/\/www.lloydsbank.com\/business\/fx-margins.html\" target=\"_blank\" rel=\"noreferrer noopener\">Lloyds FX Margin<\/a>]<\/td><\/tr><tr><td>Nationwide<\/td><td>2% to 4% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/nationwide-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td>NatWest<\/td><td>3% to 5% of total transfer amount [<a href=\"https:\/\/www.topmoneycompare.com\/guides\/natwest-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare<\/a>]<\/td><\/tr><tr><td>TransferGo<\/td><td>0.5% to 1.5% of total transfer amount<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-fees\"><strong>Transfer fees<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Transfer fees<\/strong><\/td><\/tr><tr><td>Santander<\/td><td>Electronic transfer: \u00a325<br>Electronic Euro transfer (non-urgent: SEPA): Free<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/barclays-international-transfers\">Barclays<\/a><\/td><td>Online: Free<br>Branch or telephone: \u00a325<\/td><\/tr><tr><td>Halifax<\/td><td>Sender fees<br>Euro: Free<br>Other currencies: \u00a39.50<br>Recipient fees<br>USA, Canada and Europe: \u00a312<br>Rest of the world: \u00a320<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/hsbc-uk-international-transfers\">HSBC<\/a><\/td><td>EEA transfers: Free<br>Outside EEA transfers (Non-HSBC accounts): \u00a35<\/td><\/tr><tr><td>Lloyds<\/td><td>Lloyds to Lloyds: Free<br>Online: \u00a39.50<br>Branch or telephone: \u00a39.50<\/td><\/tr><tr><td>Nationwide<\/td><td>Euro: \u00a30<br>All other international payments (SWIFT): \u00a320<\/td><\/tr><tr><td>NatWest<\/td><td>Online: Free<br>SWIFT: \u00a315<br>By phone\/in-branch\/post: <br>Euro (standard): \u00a30<br>Non-Euro (standard): \u00a322<br>Euro (urgent): \u00a323<br>Non-Euro (urgent): \u00a330<\/td><\/tr><tr><td>TransferGo<\/td><td>Same day delivery: \u00a31.99 \u2013 \u00a32.99<br>Next day delivery: \u00a32.99<br>30 minutes delivery: \u00a32.99<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-limit\"><strong>Transfer limit<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Transfer limit<\/strong><\/td><\/tr><tr><td>Santander<\/td><td>\u00a325,000 single payment; \u00a3100,000 per day<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">Barclays<\/a><\/td><td>Varies based on <a href=\"https:\/\/www.barclays.co.uk\/help\/payments\/payment-information\/mobile-payment-limits\/\" target=\"_blank\" rel=\"noreferrer noopener\">bank account type<\/a><\/td><\/tr><tr><td>Halifax<\/td><td>\u00a3100,000 per day online<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/hsbc-uk-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/td><td>\u00a350,000 per day<\/td><\/tr><tr><td>Lloyds<\/td><td>\u00a3100,000 online<\/td><\/tr><tr><td>Nationwide<\/td><td>No transfer limit<\/td><\/tr><tr><td>NatWest<\/td><td>\u00a310,000 per day online<\/td><\/tr><tr><td>TransferGo<\/td><td>Subject to receiver country and delivery method<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-times-uk-to-europe\"><strong>Transfer times \u2013 UK to Europe<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Transfer time (UK-EU)<\/strong><\/td><\/tr><tr><td>Santander<\/td><td>One to four working days depending on currency and payment method<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">Barclays<\/a><\/td><td>One to two working days<\/td><\/tr><tr><td>Halifax<\/td><td>Payments in Euros: Next working day&nbsp;<br>Payments in other currencies: Up to four working days<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/hsbc-uk-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/td><td>One to two working days<\/td><\/tr><tr><td>Lloyds<\/td><td>One to two working days<\/td><\/tr><tr><td>Nationwide<\/td><td>Payments in Euros: End of next working day<br>Payments in other currencies: Up to four days<\/td><\/tr><tr><td>NatWest<\/td><td>Standard: Two to four working days<br>Urgent: One to two working days<br>SEPA transfers: Same day<\/td><\/tr><tr><td>TransferGo<\/td><td>Four delivery options:<br>30 minutes<br>End of the same day<br>Next working day, until noon<br>One working day<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"transfer-times-uk-eu-to-rest-of-world\"><strong>Transfer times \u2013 UK\/EU to rest of world<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Transfer time (Outside Europe)<\/strong><\/td><\/tr><tr><td>Santander<\/td><td>One to four working days depending on currency and payment method<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">Barclays<\/a><\/td><td>Three to four working days<\/td><\/tr><tr><td>Halifax<\/td><td>North America, Canada, Australia, South Africa, New Zealand and the Middle East: Up to four working days&nbsp;<br>All other countries: Up to 14 working days&nbsp;<\/td><\/tr><tr><td><a href=\"https:\/\/develop.wpvip.tgalpha.com\/en\/hsbc-uk-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">HSBC<\/a><\/td><td>Up to five working days<\/td><\/tr><tr><td>Lloyds<\/td><td>Up to three working days<\/td><\/tr><tr><td>Nationwide<\/td><td>More than four days<\/td><\/tr><tr><td>NatWest<\/td><td>Standard: Two to four working days<br>Urgent: One to two working days<br>SEPA transfers: Same day<\/td><\/tr><tr><td>TransferGo<\/td><td>Four delivery options: <br>30 minutes<br>End of the same day<br>Next working day, until noon<br>One working day<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2024\/06\/iStock-2151181565-1-1024x683.jpg\" alt=\"\" class=\"wp-image-70591\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"santander-customer-satisfaction\"><strong>Santander customer satisfaction<\/strong><\/h2>\n\n\n\n<p>To choose a financial service provider it\u2019s essential to consult feedback on independent platforms.&nbsp;<\/p>\n\n\n\n<p>Santander, a well-known financial institution, currently holds a <a href=\"https:\/\/www.trustpilot.com\/review\/www.santander.co.uk\" target=\"_blank\" rel=\"noreferrer noopener\">TrustPilot rating of 1.5 out of 5 stars<\/a>, based on 7,126 reviews.&nbsp;<\/p>\n\n\n\n<p>This rating places it within the &#8216;Bad&#8217; category, which may point to areas needing significant improvement in terms of service quality and overall customer experience.<\/p>\n\n\n\n<p>In contrast, TransferGo enjoys a much higher TrustPilot score of <a href=\"https:\/\/www.trustpilot.com\/review\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">4.7 out of 5<\/a>, from a total of 34,047 reviews.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"santander-contacts\"><strong>Santander contacts<\/strong><\/h2>\n\n\n\n<p>For inquiries related to international payments you can contact Santander:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Online: Log onto mobile or online banking and use &#8216;Chat with us&#8217;.<\/li>\n\n\n\n<li>By phone: At 0330 9 123 123, available seven days a week from 8am to 6pm.<\/li>\n\n\n\n<li>In-person: Visit a local branch for assistance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"summary\"><strong>Summary<\/strong><\/h2>\n\n\n\n<p>While Santander offers various options for international transfers, the associated fees, variable transfer times and additional charges can detract from the overall value and convenience.&nbsp;<\/p>\n\n\n\n<p>In contrast, <a href=\"http:\/\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">TransferGo<\/a> provides a more streamlined, cost-effective and faster alternative for international money transfers, ensuring that customers receive better value and service.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"sources\"><strong>Sources<\/strong><\/h2>\n\n\n\n<p>Santander international transfers info:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Santander, <a href=\"https:\/\/www.santander.co.uk\/personal\/support\/current-accounts\/making-international-payments\" target=\"_blank\" rel=\"noreferrer noopener\">International Transfers<\/a><\/li>\n\n\n\n<li>Santander,<a href=\"https:\/\/www.santander.co.uk\/personal\/support\/ways-to-bank\/payments-and-transfers\" target=\"_blank\" rel=\"noreferrer noopener\"> Payments and Transfers&nbsp;<\/a><\/li>\n\n\n\n<li>Santander, <a href=\"https:\/\/www.santander.co.uk\/personal\/support\/contact-us\/payment-enquiries\/external-payments\/international-payments\" target=\"_blank\" rel=\"noreferrer noopener\">Contact Us<em><br><\/em><\/a><\/li>\n<\/ul>\n\n\n\n<p>Exchange cost estimates:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/santander-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | Santander<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/barclays-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | Barclays<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/hsbc-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | HSBC<\/a>&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/nationwide-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | Nationwide<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.topmoneycompare.com\/guides\/natwest-international-transfers\" target=\"_blank\" rel=\"noreferrer noopener\">TopMoneyCompare | NatWest<\/a><\/li>\n<\/ul>\n\n\n\n<p>Customer satisfaction:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/uk.trustpilot.com\/review\/www.santander.co.uk\" target=\"_blank\" rel=\"noreferrer noopener\">TrustPilot | Santander&nbsp;<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.trustpilot.com\/review\/transfergo.com\" target=\"_blank\" rel=\"noreferrer noopener\">TrustPilot | TransferGo<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Santander, like many traditional banks, offers a variety of methods for making international payments, though its Mobile Banking app does not support these transactions.&nbsp; International payments can take between one and four days, depending on the payment type, with fees up to \u00a325.00.&nbsp; While Santander offers these services, it&#8217;s important to consider other digital options 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