{"id":24889,"date":"2021-11-22T07:12:35","date_gmt":"2021-11-22T07:12:35","guid":{"rendered":"https:\/\/transfergo.wpengine.com\/5-easy-ways-save-money-winter\/"},"modified":"2024-10-29T20:45:01","modified_gmt":"2024-10-29T20:45:01","slug":"5-easy-ways-save-money-winter","status":"publish","type":"post","link":"https:\/\/develop.wpvip.tgalpha.com\/gb\/5-easy-ways-save-money-winter","title":{"rendered":"How to save money this winter"},"content":{"rendered":"\n

Planning to tighten your purse strings this winter? You\u2019re not the only one. With the expensive festive season fast approaching and economic uncertainty ongoing, many of us are wondering how to save money this season.<\/span><\/p>\n\n\n\n

Well, wonder no more. Here are 5 easy ways to save money this winter.<\/span><\/p>\n\n\n\n

Revise your spending<\/strong><\/h2>\n\n\n\n

If you feel like you\u2019re regularly living in your overdraft, it\u2019s time to reassess your outgoings. Look at your bank statements and cancel any direct debits you don\u2019t need. Perhaps it\u2019s an unused gym membership or a meal subscription service. Working out in your own space and carefully planning your shopping lists are easy, straightforward alternatives.<\/span><\/p>\n\n\n\n

It\u2019s also a good idea to keep track of your everyday spendings. While that \u00a33 coffee you pick up on the way to work tastes good, it\u2019s casually adding up to \u00a315 a week. That\u2019s over \u00a3750 a year! Invest in a reusable coffee cup and take your own instead. More useful tips include ditching takeaways, buying second hand, sharing books and walking to places when possible.  <\/span><\/p>\n\n\n\n

Consider the 4-present rule<\/strong><\/h2>\n\n\n\n

Debit and credit cards, brace yourself\u2026 Christmas is coming! But does it have to be this way? Must we really get ourselves into unnecessary debt for what\u2019s essentially one day a year? Absolutely not. There are so many lovely alternatives to overspending and spoiling relatives with unnecessary gifts.<\/span><\/p>\n\n\n\n

If you find it easy to go overboard when buying gifts for a child (or a friend or partner), consider the 4-present rule. This is where you purchase something they want, something they need, something they can wear and something they can read. This initiative not only requires more careful thought and consideration, but it can save you a lot of money in the process.<\/span><\/p>\n\n\n\n

Think before you buy<\/strong><\/h2>\n\n\n\n

Speaking of spending, don\u2019t forget to shop around. Plan your purchases carefully, taking the time to browse different shops to snap up deals and find cheaper alternatives. Buying second hand is also a great way to save money<\/span>\u2014<\/span>it\u2019s much better for the environment too. <\/span><\/p>\n\n\n\n

And if you\u2019re treating yourself (or somebody else for that matter), try the 48-hour trick whereby you hold off on the purchase for two full days. If you still want to buy said thing 48 hours later, go for it. But more often than not, we realise we don\u2019t really need it…<\/span><\/p>\n\n\n\n

Download a money-saving app<\/strong><\/h2>\n\n\n\n

Seeing as many of us are never more than a few yards away from our smartphones, it makes sense to seek their help when we\u2019re trying to save money. And fortunately, there are many apps now available to help us track and curb our spending.<\/span><\/p>\n\n\n\n

We recently wrote a guide to the best money-saving apps<\/a>. From apps that help you save to those that reward you for spending, there are many tools at your fingertips to help you get savvy in the spending department. All you need to do is get in the habit of using them.<\/span><\/p>\n\n\n\n

Send money with TransferGo<\/strong><\/h2>\n\n\n\n

Finally, if you\u2019re planning to send money this winter, make sure it\u2019s with TransferGo. Our app is free to download on both iOS and Android, and our website is easy to navigate too! We\u2019re fast and affordable and can save you up to 90% compared to high-street banks.<\/span><\/p>\n\n\n\n

How is this possible? Well, we\u2019re clear and transparent with our fees (so no nasty surprises!) and our exchange rates are competitive. Plus, if you can afford to wait a little longer for your transfer to process, you can send money for free. That\u2019s right! For FREE.<\/span><\/p>\n\n\n\n

Good luck with your mission to save money this winter! You’ve got this.<\/span><\/p>\n\n\n\n

______________<\/p>\n\n\n\n

Remember\u2014<\/span>if you need to send money, we’re here to help! Sign up<\/a> to TransferGo today for easy money transfers<\/a> at high speeds, and with low fees.<\/p>\n","protected":false},"excerpt":{"rendered":"

Planning to tighten your purse strings this winter? You\u2019re not the only one. With the expensive festive season fast approaching and economic uncertainty ongoing, many of us are wondering how to save money this season. Well, wonder no more. Here are 5 easy ways to save money this winter. Revise your spending If you feel […]<\/p>\n","protected":false},"author":7,"featured_media":24890,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1490,1493],"tags":[],"business_case_studies_tags":[],"class_list":["post-24889","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-finance","category-personal-finance-tips"],"jetpack_featured_media_url":"https:\/\/develop.wpvip.tgalpha.com\/wp-content\/uploads\/2022\/11\/How-to-save-money-this-winter.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/posts\/24889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/comments?post=24889"}],"version-history":[{"count":0,"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/posts\/24889\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/media\/24890"}],"wp:attachment":[{"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/media?parent=24889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/categories?post=24889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/tags?post=24889"},{"taxonomy":"business_case_studies_tags","embeddable":true,"href":"https:\/\/develop.wpvip.tgalpha.com\/gb\/wp-json\/wp\/v2\/business_case_studies_tags?post=24889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}